What You Need to Know about Bad Credit Personal Loans

[G]etting a personal loan is an option when you need money for an unexpected expense, to make a purchase or for other expenses. Some people use it to finance a vacation, wedding or other event. However, if you have bad credit, it can be difficult to qualify for one of these loans.
Luckily, there...
What You Need to Know about Bad Credit Personal Loans

How to Build Credit without a Credit Card

[A]sk almost any expert, and they’ll tell you the easiest way to build credit is to get a credit card and use it responsibly. However, some people don’t like the idea of using credit to pay for things, so they want to find another way to build their credit history.
1. Ask Your Landlord to Report ...
How to Build Credit without a Credit Card

Paying for College During Financial Difficulties

[D]eciding on how to pay college tuition for your child means making some tough choices. For parents with financial troubles or bad credit, the decision are made even more difficult. Many people in this situation worry that there are no options available. Find out how you can help pay for...
Paying for College During Financial Difficulties

How Peer-To-Peer Lending Can Work For You

[B]orrowers today have many options when looking for funding. Traditional bank lending has long been available to those with good credit. Crowdfunding is another way to raise funds quickly, but it isn’t guaranteed success. Peer-to-peer lending is another option that blends the world of t...
How Peer-To-Peer Lending Can Work For You

When a Personal Loan Helps Your Credit Score

Your goal may be to try to get out of debt and improve your credit score. However, if you are working on getting a better credit score, you may want to use debt to help you reach that goal. One way to do that is to get a personal loan.
Not all personal loans are a good idea. However, there are...
When a Personal Loan Helps Your Credit Score

Are Your Loans Hurting Or Helping Your Credit Rating?

You can read a lot about how loans affect your credit rating. Some say that getting a loan will prove you are a good credit risk while others say that debt can hurt your ability to get more credit. The fact is that loans can both help and hurt your credit in different ways.
Good Debt
The good...
Are Your Loans Hurting Or Helping Your Credit Rating?