Starting Over from Bad Credit

[Y]ou hit rock bottom with your credit. All of your accounts went to collections and your car was repossessed. You don’t even want to check your credit score because you know it’s bad. While the situation might seem hopeless, you can turn it around. Once you’ve lost any credit worthiness, you are...
Starting Over from Bad Credit

How a Credit Card Can Help You Build Credit

[A]fter the recession of 2008, more people have become conscious of debt. Some of them have decided to give up using credit cards or other forms of credit in favor of a cash-only approach. While this is a good idea for people with bad spending habits or those who have a tendency to live beyond...
How a Credit Card Can Help You Build Credit

How to Build Credit without a Credit Card

[A]sk almost any expert, and they’ll tell you the easiest way to build credit is to get a credit card and use it responsibly. However, some people don’t like the idea of using credit to pay for things, so they want to find another way to build their credit history.
1. Ask Your Landlord to Report ...
How to Build Credit without a Credit Card

What are the Best Ways for 20-somethings’ To Build Credit?

When you just graduate college and are starting out on an entry-level salary, it can be difficult to get a car, house or even rent an apartment. If you haven’t already established your own credit, you will have a limited history that makes you a higher risk to lenders and creditors. How can you b...
What are the Best Ways for 20-somethings’ To Build Credit?