How Long Does It Take To Get a Good Credit Score?

When you look at all of the factors that affect your credit score, you may not focus on the age of your credit history. After all, it doesn’t carry as much weight as your payment history or debt utilization. However, it is an important aspect to consider and one that only improves over time if h...
How Long Does It Take To Get a Good Credit Score?

The Truth About Collections and Your Credit Score

If you have been seriously delinquent on any of your bills, they may have gone to a collection agency. If this agency reported the account to the credit reporting bureaus, it may show up on your credit report and cause your credit score to drop. Since it has such a big impact on your credit,...
The Truth About Collections and Your Credit Score

Selecting the Right Credit Card to Help Your Credit Score

You’ve probably read many times that getting a credit card will help improve your credit score. In fact, if you don’t have credit or are trying to rebuild it, a credit card can make a big difference in your score after just a few months. But which
credit card is the right...
Selecting the Right Credit Card to Help Your Credit Score