How Long Does It Take To Get a Good Credit Score?

When you look at all of the factors that affect your credit score, you may not focus on the age of your credit history. After all, it doesn’t carry as much weight as your payment history or debt utilization. However, it is an important aspect to consider and one that only improves over time if h...
How Long Does It Take To Get a Good Credit Score?

Three Choices for Dealing with Credit Scores

Credit scores can be confusing. So much information is included on a credit report along with codes that it can seem overwhelming. People who have had low credit scores often resort to one of three ways of dealing with them when they don’t understand the reason behind the numbers.
Method #1 – Ig...
Three Choices for Dealing with Credit Scores

Why You Should Know What Won"t Improve Your Credit Score

Credit scores are confusing. It seems that everything you do in some way affects your credit score. However, while this may feel like the case, in reality not everything about you impacts your score. Even if it is reported on your credit account, it won’t change your score. Let’s...
Why You Should Know What Won"t Improve Your Credit Score

How Other People Can Ruin Your Credit Score

Most people know that they can damage their own credit by the decisions they make. They also realize what those decisions are. However, they may not think about the ways that other people can also damage their credit scores.
When You Co-Sign
If you co-sign on any account, your credit could...
How Other People Can Ruin Your Credit Score

How Getting Out of Debt Can Improve Your Credit Score

If you have a lot of credit card debt, you may have a lower credit score. Getting that debt paid off will most likely result in an improvement of your credit score. How much of an improvement depends on what other negative information is on the report and what you do. Here is how to improve your...
How Getting Out of Debt Can Improve Your Credit Score