Ways to Improve Your Finances and Your Credit Score

Sometimes it can be difficult to manage your financial responsibilities. You feel overwhelmed and end up trying to forget about the bills you have to pay and the accounts you should reconcile. To simplify your finances and protect your credit score, you should consider doing one or all of the...
Ways to Improve Your Finances and Your Credit Score

Why You Should Love Credit Cards

Plenty of people have credit cards. They often use them to make purchases or even to pay bills in between paychecks. However, many people do not really appreciate their credit cards and what they can do.
Earn Rewards
One of the best reasons to have and use a credit card is because of the...
Why You Should Love Credit Cards

Why You Shouldn’t Overlook Your Debt

If you have been in a debt a long time or have a long-term loan, it can be easy to pretend it doesn’t exist. Even if you make the minimum monthly payments, you may assume you will always be in debt and not even try to become debt-free. Here are a few reasons why you should pay attention to your d...
Why You Shouldn’t Overlook Your Debt

The Benefits of Signing Up for Credit Monitoring Services

Browse around on the internet and you will find several credit monitoring services. Some of them are free, like Credit Karma and Credit Sesame. Others, such as myFico.com require you to pay a monthly fee for their services. With so many options available, you may wonder if any of them are any...
The Benefits of Signing Up for Credit Monitoring Services

Why Credit Scores are Good

You often hear only of complaints about credit scores, especially of those with low credit scores. It is often seen as a negative part of getting a loan or credit. Many people don’t understand credit scores and hear conflicting information about them. For many people, they have a bad view of s...
Why Credit Scores are Good

How Credit Checks Affect Your Credit Score

Also called inquiries, when someone does a credit check, it can impact your credit score. While it isn’t usually a cause for concern since the change is slight, it can make a difference if you are just a few points away from qualifying for a loan. It may help to understand how inquiries work and ...
How Credit Checks Affect Your Credit Score

Learn about the Three Major Credit Bureaus

While numerous companies have credit scoring systems, three bureaus provide information for the vast majority of creditors in the United States. They are:
•Equifax
•Experian
•TransUnion
Each one compiles its data and creates credit scores based on unique algorithms. While most people know about t...
Learn about the Three Major Credit Bureaus

Options for Managing Debt

Having more debt than you can handle is the basic reason for bad credit scores. While this fact can encompass many issues, dealing with debt is the first step to getting your credit score back on track. Some factors of debt that is out of control that impacts your credit include the...
Options for Managing Debt

4 Things Everyone Should Know About Credit Scores

While there is a lot of information floating around on the internet about credit scores, not all of it is accurate. Some of it is misleading while some is completely false. While you can’t expect to know everything about credit and the credit scoring system, there are four things that it is a...
4 Things Everyone Should Know About Credit Scores

What to Do When You Plan to Marry Someone With a Lot of Debt

When you start planning to get married, you have a lot to think about. There are all of the wedding plans, the decision about the honeymoon location and even where you will live and what “stuff” you will keep. Don’t forget to plan for the financial aspects of marriage as well, which could inclu...
What to Do When You Plan to Marry Someone With a Lot of Debt

What It Means to Have a Good Credit Score

If you are trying to get a home or auto loan, you know how important a good credit score is. It can mean the difference of getting a good interest rate or even getting approved at all. But what else does it mean to have a good credit score?
Better Job Opportunities
While employers cannot check...
What It Means to Have a Good Credit Score

Improve Your Credit Score Before Autumn

The lazy days of summer can make you relax and slack off on some of your tasks. However, your credit score is one thing that you should never forget about. If you are trying to improve your credit score, there are some things you can do now so that you have a good score by the end of summer.
Set...
Improve Your Credit Score Before Autumn

Prepare Your Credit Score for College

When you start thinking about college, you may focus on what you will need to take to your dorm or what part-time job you will get. It is also important to begin thinking about your credit. In many ways, starting college is the first step in adulthood, and considering your credit now will make...
Prepare Your Credit Score for College

Good Habits That Will Help Your Credit Score

When you are trying to improve a bad credit score, it seems that most suggestions will take months or longer to work. There is no such thing as a quick fix when you have a low credit score. However, when you establish good habits, you will enjoy good credit for the long term.
Pay All Bills on...
Good Habits That Will Help Your Credit Score