The Number One Thing You Can Do to Improve Your Credit

Look up information on improving a credit score or how to get good credit, and you’ll find all kinds of advice. Some of it is accurate while some is advice you should never follow. Some of the tips will cost you money like hiring a credit repair company. Much of the advice will fail to give you t...
The Number One Thing You Can Do to Improve Your Credit

The Benefits of Signing Up for Credit Monitoring Services

Browse around on the internet and you will find several credit monitoring services. Some of them are free, like Credit Karma and Credit Sesame. Others, such as myFico.com require you to pay a monthly fee for their services. With so many options available, you may wonder if any of them are any...
The Benefits of Signing Up for Credit Monitoring Services

Options for Managing Debt

Having more debt than you can handle is the basic reason for bad credit scores. While this fact can encompass many issues, dealing with debt is the first step to getting your credit score back on track. Some factors of debt that is out of control that impacts your credit include the...
Options for Managing Debt

How to Enjoy the Holidays Without Going Deeper in Debt

One of the biggest factors in your credit score is how much of your credit limit is being used. If you max out your credit cards during the holidays every year for gifts, you are hurting your credit score. Even if you spend the other 10 or 11 months paying it off, this problem becomes a viscous...
How to Enjoy the Holidays Without Going Deeper in Debt

Are You Doomed to Have Bad Credit Forever?

Miss one payment by 30 days and watch your credit score sink like a rock. Work hard to pay your bills on time from that time forward and it seems like your score creeps back up. If you have multiple negative accounts from the past on your record, it only compounds the problem. It may seem like...
Are You Doomed to Have Bad Credit Forever?

How to Keep Medical Bills from Hurting Your Credit Score

One of the big factors for lowering the credit score for many people is medical collections. Even people who are normally responsible for debt and pay their bills on time can get caught up with issues surrounding large medical payments.
While they are not the most accurate indicator of how...
How to Keep Medical Bills from Hurting Your Credit Score

Tips to Help You Improve Your Credit Score with Credit Cards

You often hear the advice to get a credit card if you want to raise your credit score. But often no one tells you how, especially if you have a bad credit score and are turned down by credit card companies. These same advisors may not tell you how to utilize your credit cards to give your score...
Tips to Help You Improve Your Credit Score with Credit Cards

How Debt Settlement Affects Credit Scores

If you are feeling overwhelmed by the massive amount of debt you have, you may be looking for answers. Debt settlement could appear like the right way to go, but how will it affect your credit score? Remember that any decision you make can impact your score for a long time.
How Debt Settlement...
How Debt Settlement Affects Credit Scores

Is a 671 Credit Score Good?

If you have a credit score of 671, you may wonder where that puts you on the list of good to bad credit and what it means. While this is a score that is better than a lot of others, there is still room for improvement. The good news is that it shouldn’t be hard to see your score continue...
Is a 671 Credit Score Good?

10 Ways to Improve Your Credit Score

Are you trying to raise your credit score to qualify for a mortgage or car loan? Would you like to get approved for a fantastic rewards credit card? Here are ten things you can do that will improve your credit score over time.
1. Pay your bills on time. Late payments hurt your credit score about...
10 Ways to Improve Your Credit Score