How to Build Good Credit When You Have None

[H]aving no credit is almost as bad as having bad credit. Many creditors are unwilling to lend to you if you have no credit history, but you can’t establish a credit history if no one will take a chance on you. This catch-22 can leave you feeling frustrated, but don’t worry. There are ways of bui...
How to Build Good Credit When You Have None

Prepare Your Credit Score for College

When you start thinking about college, you may focus on what you will need to take to your dorm or what part-time job you will get. It is also important to begin thinking about your credit. In many ways, starting college is the first step in adulthood, and considering your credit now will make...
Prepare Your Credit Score for College

Can You Get a Free Credit Score 3 in 1?

Are you looking for a report that gives you a free credit score from each of the three major credit bureaus? While you can get some variations, it is generally not possible to get all three of your credit scores for free. That’s the short answer. Here is a more in-depth look at getting free c...
Can You Get a Free Credit Score 3 in 1?

Getting a Credit Score Without a Credit Card

Ask almost any expert how to build or rebuild credit, and they will tell you to get a credit card. If you can prove you are responsible with that small line of credit, it will help establish your dependability for car loans and someday, even a mortgage. However, you may be wary of credit cards...
Getting a Credit Score Without a Credit Card

Is There a Catch with Free Credit Reports?

When someone says something is free, we often wonder if there is a catch. It makes people just a bit wary because you learn early in life that nothing is truly free. So, is there a catch or trick to getting a “free” credit report?
Yes – and No
It depends on where you look for a free c...
Is There a Catch with Free Credit Reports?