Should You Avoid All Debt?

You hear financial experts preach about getting out of debt. They tell you to cut up your credit cards and pay for everything with cash. While some people may need to follow this advice, you may wonder if it’s the case for everyone. Should you avoid ever having any kind of debt again?
Not...
Should You Avoid All Debt?

Why Fall is a Good Time to Learn to Save Money

The busy summer season is behind everyone, and the upcoming holiday season is a few weeks away yet. Now is the time to focus on goals you have set. One of the most important is saving money.
Fall = Transition Time
You are transitioning from the lazy days of summer, times when you spent a lot of...
Why Fall is a Good Time to Learn to Save Money

How to Protect Your Identity at Home

[W]hen you hear about identity theft, you may think about all of the public computers in use as well as the credit card machines in stores. While these are all areas that are vulnerable to hackers and those who want to steal your identity, one of the most dangerous areas is at home. Why? Because...
How to Protect Your Identity at Home

Giving Kids an Allowance – Should You?

When it comes to allowances for kids, there are generally two groups. Those who advocate for it and those who don’t are equally as vocal. There are a few things to be considered before deciding which side to be on.
What are the Rules?
Some parents believe you shouldn’t pay your kids for helping...
Giving Kids an Allowance – Should You?

What is Your Credit Personality?

[P]eople have different views on credit and they handle it in various ways. It can be helpful to determine what your credit personality is so you can do a better job of managing it and avoiding temptation, which can get you in trouble. See if you identify with one of these people.
The...
What is Your Credit Personality?

6 Ways to Get and Stay Out of Debt

[I]f you’re like most people, you have some debt. For many, that debt may be overwhelming and even crippling. You can’t do things you’d like to because you have to pay too many credit cards and loans. Here are six ways to get out of debt and stay out of debt.
Get Out of Debt
To get out of debt,...
6 Ways to Get and Stay Out of Debt

Why Life Insurance is Important

[Y]ou get those life insurance mailers or see ads on TV and you may ignore them. If you’re relatively young and in good health, you may wonder why life insurance is important for you.
Protecting Your Future
Life insurance is designed to be paid out when you die, so how can it possibly protect...
Why Life Insurance is Important