Start Saving for the Holidays Now

[I]n reality, you should have a savings plan all year long for the holiday season. However, it’s never too late to start. Whether you buy gifts for a lot of people, host dinners or just go out and enjoy all of the holiday activities, it usually costs a lot of money during this time of year....
Start Saving for the Holidays Now

Why Fall is a Good Time to Learn to Save Money

The busy summer season is behind everyone, and the upcoming holiday season is a few weeks away yet. Now is the time to focus on goals you have set. One of the most important is saving money.
Fall = Transition Time
You are transitioning from the lazy days of summer, times when you spent a lot of...
Why Fall is a Good Time to Learn to Save Money

What to Do When You Have Extra Money for Credit Card Debt

[M]ost of the time you struggle to make the minimum monthly payments on your credit cards. Now, you find yourself with extra money on hand and you wonder which cards to pay. Maybe you worked overtime or got a bonus, and you want to do the responsible thing with the money and pay down debt. The...
What to Do When You Have Extra Money for Credit Card Debt

Mistakes to Avoid When Learning to Save Money and Protect Your Credit

[S]aving money is an essential part of having good credit and being financially responsible. However, many people make some common mistakes when they open a savings account or start putting money aside.
An Emergency Fund is Not the Same Thing As a Savings Account
When you save money in a...
Mistakes to Avoid When Learning to Save Money and Protect Your Credit

The Biggest Savings Mistake You Can Make

Putting away money in savings is an important financial habit. It will protect you from any hurdles that come in the future. It will also allow you to afford certain goals and aspirations. Saving money is universally considered to be a smart financial practice. However, it can also be a huge...
The Biggest Savings Mistake You Can Make

Three Strategies for Saving

[P]eople who save their money are more likely to achieve a higher credit score, according to leading credit experts. Having an emergency fund to rely upon in a time of need will prevent you from racking up high numbers on your cards. This will keep your credit utilization percentage lower, which...
Three Strategies for Saving

How Saving Money Can Help Improve Your Credit

If you want to improve your credit score and have a good to excellent credit rating for long-term, you must learn how to save money. While you can try all kinds of tricks to raise your credit score, you will be likely to fall back into the same trap unless you have savings to help you along the...
How Saving Money Can Help Improve Your Credit