How to Talk to a Boyfriend/Girlfriend about Their Credit Rating

[I]f you’ve been dating someone for a while, you may be getting serious. Before you start dreaming about the perfect wedding day or what life will be like with 2.5 kids and a dog, you need to know you’re on the same page about important issues.
While many people think nothing of talking about ho...
How to Talk to a Boyfriend/Girlfriend about Their Credit Rating

3 Tips to Help Your Kids When They Have Summer Jobs

[I]f your kids are old enough to take on a summer job, now is a golden opportunity to teach them about money and finances. If you start them out right, they will know how to handle money and financial responsibility for when they are earning a full-time income. Here are three tips to use this...
3 Tips to Help Your Kids When They Have Summer Jobs

3 Ways Credit Matters to Everyone

[Y]ou pay everything with cash. Your motto is “If I can’t pay cash, I can’t afford it.” That means no credit ever. You may assume that you don’t need to worry about your credit score if you don’t plan to use credit to buy anything. Unfortunately, credit isn’t just about loans and credit cards. A ...
3 Ways Credit Matters to Everyone

What You Need to Know about Bad Credit Personal Loans

[G]etting a personal loan is an option when you need money for an unexpected expense, to make a purchase or for other expenses. Some people use it to finance a vacation, wedding or other event. However, if you have bad credit, it can be difficult to qualify for one of these loans.
Luckily, there...
What You Need to Know about Bad Credit Personal Loans

What You Need to Know about Bad Credit Car Loans

Buying a car is very difficult if you have bad credit. However, it’s not impossible, thanks to the bad credit car loan lenders who will finance for those with less than perfect credit. Before you get too excited about this option, make sure you know what you’re getting into.
High Risk = High Pay...
What You Need to Know about Bad Credit Car Loans

Dealing with Financial Stress

[Y]ou jump when the phone rings, hit “Ignore” on your cell phone when a number you don’t recognize pops up, and dread getting your mail from the mailbox. Pay day isn’t something to look forward to because you have to figure out which bills to pay and which ones to postpone. And you dread the day ...
Dealing with Financial Stress

3 Mistakes People Make When Trying to Improve Bad Credit

[Y]ou get a lot of advice when you research online about how to improve bad credit. Some of it is not so good, a waste of time or worse. There are three major mistakes that people make when they are trying to rebuild their credit rating.
Mistake #1 – Hiring a Credit Repair Company
You’ll see adv...
3 Mistakes People Make When Trying to Improve Bad Credit