How Your Credit Score Impacts How Much House You Can Buy

When people start looking to buy a home, they often look at their credit scores. They know it is difficult to buy a home with a score below 640. Anything under 600 and it is all but impossible.
With the recent changes in some lending practices, a few lenders have loosened up their lending...
How Your Credit Score Impacts How Much House You Can Buy

How to Keep Medical Bills from Hurting Your Credit Score

One of the big factors for lowering the credit score for many people is medical collections. Even people who are normally responsible for debt and pay their bills on time can get caught up with issues surrounding large medical payments.
While they are not the most accurate indicator of how...
How to Keep Medical Bills from Hurting Your Credit Score

Does Your Credit Score Matter If You Move to Another Country?

You know that moving to another state doesn’t change anything on your credit report but your address. But what if you moved to another country? Will a good credit score get you great interest rates to buy that vacation home in another country? Can you escape a bad credit score by moving o...
Does Your Credit Score Matter If You Move to Another Country?

Settling a Debt for Less Than You Owe

If you have multiple debt collections on your record, you may wonder how you will ever pay them. The totals could amount to thousands. It may seem hopeless, especially if you live from paycheck to paycheck or barely have any extra to put in savings.
One option is to talk to your creditors about...
Settling a Debt for Less Than You Owe

How Your Career Can Affect Your Credit Score

One of the common questions that people ask about their credit scores is if their job has any impact. Directly, no. But indirectly, it can have a big impact and in several ways.
Job History Doesn’t Change Your Credit Score
Your job history or the fact that you have changed careers does not...
How Your Career Can Affect Your Credit Score

Don"t Tweet Your Credit Score Online

It’s common to see people announcing their credit scores online. Take a look at forums and groups where people go to ask for help to improve their credit scores and you will find a lot of in-depth information. This could spell trouble for some when they least expect it.
TMI
In general,...
Don"t Tweet Your Credit Score Online

3 Ways Your Credit Affects Your Ability to Land a Job

More employers are asking for permission to access your credit report. They use it to analyze you as a fit for the job they are offering. What you may not realize is how they are using the information to determine if they will approve or reject your application.
1. Employers Look at Negative...
3 Ways Your Credit Affects Your Ability to Land a Job