Why You Should Change the Due Dates on Your Bills

[Y]ou open up the credit card statement only to see another $30 late payment fee assessed. Ugh! You can’t believe you forgot to make a payment on time again. In between running the kids to daycare or school, meeting with clients and taking care of errands on the weekends, some things just get...
Why You Should Change the Due Dates on Your Bills

What to Do When You Can’t Pay Your Bills

[W]hen your income won’t cover all your bills, it’s all too easy to just skip certain ones like credit card payments. After all, you have to keep a roof over your head and utilities turned on, right? However, this action (or inaction) will impact your credit score and will do so for several yea...
What to Do When You Can’t Pay Your Bills

Where People with the Best Credit Live

Having good credit opens a lot of doors of opportunity for you. Living in a state where more people have good credit can also give you more options. Over half of the people with credit scores nationwide have subprime scores, which means they are not in the excellent category. It doesn’t...
Where People with the Best Credit Live

Little Things that Have a Big Impact on Your Credit Score

It’s often the little things that cause the most headaches. This fact is true in many areas, and it is true for credit scores. You may not be the type of person to go on shopping sprees and run up thousands of dollars on credit cards that you can’t pay. But little mistakes can end up...
Little Things that Have a Big Impact on Your Credit Score