How Bad Credit Impacts Your Life

Sure, you know you need a good credit score to qualify for a mortgage, but did you know that there are many other ways it impacts your life? Here is a look at some of the ways those three little numbers can make life easier or more difficult.
Insurance
Your insurance company may pull your credit...
How Bad Credit Impacts Your Life

3 Budget Mistakes That Can Hurt Your Credit Score

You may wonder how your budget decisions can impact your credit score, especially since your bank information is not included in your credit report. The fact is that one decision often affects another one. In the case of your credit, if you make mistakes with your budget, the first place you are...
3 Budget Mistakes That Can Hurt Your Credit Score

Why Income Doesn"t Matter to Your Credit Score

Some people mistakenly think that their credit score is affected by how much they make. However, this is not the case. And when you get a promotion or job change that includes a pay raise, it won’t be reflected in an improved credit score. At least not in the way you think.
Not...
Why Income Doesn"t Matter to Your Credit Score

Is a 536 Credit Score Bad?

You will find it very difficult to obtain financing if you have a credit score of 536. It’s not impossible, but there are few creditors willing to take the risk with a low credit score. For the offers you do qualify for, expect to pay higher interest rates. If you happen to qualify for any...
Is a 536 Credit Score Bad?

5 Steps to a Better Credit Score

Here are a few things you can do to improve your credit score. Some will make a difference quicker than others, but all will take you in the right direction.
1. Ask for a credit line increase. If you are able to handle credit responsibly and don’t max it out each month, you can ask your...
5 Steps to a Better Credit Score