Can You Hack Your Credit Score?

Are you looking for a fast and easy way to increase your credit score? Maybe you found your dream house but can’t qualify for a mortgage with your current credit score. Maybe you want to get a credit card but have been turned down repeatedly. Whatever the reason, you are hoping to find a way to h...
Can You Hack Your Credit Score?

Protect Your Credit and Don"t Ignore Your Finances

Setting long-term financial goals is often difficult for people who are trying to rebuild credit. It is frustrating to think about how long it will take to see improvements. Whether you are trying to save extra for a down payment on a home or putting aside extra money to pay down credit cards,...
Protect Your Credit and Don"t Ignore Your Finances

Deal with Medical Bills Before You Ruin Your Credit

Large medical bills can have a negative impact on your credit score. They are usually the result of a serious injury or illness. Compounded by the fact that you have been dealing with other issues, you may have been out of work and have less money to pay those bills. So, how can you avoid having...
Deal with Medical Bills Before You Ruin Your Credit

How to Tackle Debt to Raise Your Credit Score

One of the things many people do when they want to improve their credit score is to tackle their old debts. They believe that by paying off old credit cards, collections and other debts, they will improve their credit rating and qualify for that mortgage or car loan they want. Here are some...
How to Tackle Debt to Raise Your Credit Score

When You Don"t Have Enough Credit

While many people worry because they have too much credit, it is easy to go in the other direction and not have enough. They work hard to clean up bad debts, pay off credit cards and collections, and vow never to get in that situation again. Their answer is to pay everything with cash and never...
When You Don"t Have Enough Credit

Is Rapid Rescore Good or Bad for Your Credit?

If you have ever applied or researched about mortgages, you may have come across the term “rapid rescore.” This is mainly done for those that want to get a mortgage but have a credit score just below the cut-off point. They may have a score of 625 but need it to be 640.
When your...
Is Rapid Rescore Good or Bad for Your Credit?

Can Your Credit Score Really Jump 50 Points in Just a Few Months?

You’ve heard the stories where someone decided to repair their credit score and it jumps 50, 60 or even 100 points in three or four months. You wonder if this is even possible. If it is possible, you don’t understand why you can’t figure out the secret after reading countless...
Can Your Credit Score Really Jump 50 Points in Just a Few Months?

What Does (And Doesn"t) Work to Improve Credit Scores

Many people that are looking to buy a home or make another large credit purchase find out what their credit scores are. When they discover that they are not high enough for the credit approval, they may begin working to improve their credit scores. However, not everything they do has the same...
What Does (And Doesn"t) Work to Improve Credit Scores

What You Don"t Know About Your Credit Reports

Credit reports are often confusing. You hear a lot from experts that tell you to check your report for mistakes and know what is on it. But what happens when you look at your report and you don’t know what it means? There is a lot of confusing information on these reports, which is why...
What You Don"t Know About Your Credit Reports