Bad Credit Doesn’t Last Forever

[A]t least it doesn’t have to if you learn from previous behavior. Rather it was the result of poor choices or an unfortunate event, you don’t have to pay for credit mistakes for the rest of your life.
A study from VantageScore Solutions shows that credit scores can improve over time. How long? ...
Bad Credit Doesn’t Last Forever

Why Your Credit Score Isn"t Improving

It is a frustrating feeling to be working diligently to improve your bad credit only to see that your score stays the same, only moves up one or two points in as many months, or even worse – actually drops by those same one or two points. When you are trying to do everything right and it seems n...
Why Your Credit Score Isn"t Improving

Credit Card Surprises That Could Ruin Your Credit

Credit cards are often some of the culprits that harm a person’s credit score. The cards themselves are not to blame, but some of the surprises that they bring may end up hurting your credit.
Fees and Charges
If you pay a couple of days late, it won’t show up late on your credit report. Most peo...
Credit Card Surprises That Could Ruin Your Credit

The Best Car Model for Buyers with Bad Credit Scores

If you are planning to buy a new car, you probably already have a wish list. You may know exactly what kind of car you want or have some features that are important to you. You also may be financially savvy and already know your credit score. But did you know that your credit score may influence...
The Best Car Model for Buyers with Bad Credit Scores