How Bad Credit Hurts Homeowners

[Y]ou probably already know that bad credit can keep you from being approved for a mortgage. In fact, many people begin working on their credit with the goal of buying a home. Unfortunately, once they have the keys to their new home, they may not think as much about their credit or take it...
How Bad Credit Hurts Homeowners

Buying a Home can Build Credit

You hear a lot about how you need good credit to qualify for a home loan. What you may not realize is that a mortgage – once you are approved, could have a big positive impact on your credit as well.
While people with good or excellent credit scores may not be as concerned about the benefits of ...
Buying a Home can Build Credit

Recognizing Good Credit Advice from Bad

If you are trying to improve your credit score, you are probably doing a lot of research. You may be checking to see how to improve a bad credit score or what kind of information raises or lowers a credit score. However, not all information you receive will be good credit advice. You need to...
Recognizing Good Credit Advice from Bad

Credit Repair Scams: Just Say No

Many people want better credit. They know the key to getting a new car or home is a good credit score. If they have had trouble with credit in the past, they may feel that it is impossible to erase their bad choices. While this is often true, there are plenty of companies that tell you they can...
Credit Repair Scams: Just Say No

Is Rent-to-Own the Only Option for Buyers with Bad Credit Scores?

You’ve seen the ads. Pay only $20 a week and that brand new HDTV will be yours. Rent-to-own stores make their deals look so attractive and many people fall for the ads. But for those with bad credit scores, they may see it as the only way to get the item they want.
The truth about...
Is Rent-to-Own the Only Option for Buyers with Bad Credit Scores?

Can You Improve a Bad Credit History?

When you have bad credit, it can be difficult to get credit and loans. Even if you are approved, it is often at higher interest rates. But you don’t have to be stuck with a bad credit rating forever.
Your Credit History is Important
Your credit history provides a picture that tells...
Can You Improve a Bad Credit History?