How Long will a Mortgage Default Hurt My Credit?

A default on a mortgage can do quite a bit of damage to your credit. If you plan to apply for any type of credit in the future, you may have the question “How long will a mortgage default hurt my credit?” The answer depends on several factors.
It is the missed payments that cause the...
How Long will a Mortgage Default Hurt My Credit?

Are There Any Alternatives To Home Foreclosure?

If you’re encountering foreclosure of your residence because of missed home loan payments, you often have a couple of options and all of them will damage your credit rating for at the very least 7 years. One alternative is to ask for Chapter 7 debt comfort in your community division of the...
Are There Any Alternatives To Home Foreclosure?

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In a perfect world you sit down with the officer at your favorite lending institution and you have in hand your VA Eligibility Certificate and all the paperwork that shows that you have stellar credit.  You are dreaming of that little blue house with the white picket fence. Maybe owning that...
Can I Still Qualify For A VA Home Loan If I Have Credit Issues?