5 Tips to Repair Your Credit

[I]f you’ve had credit problems in the past, you may be ready to work to repair your past mistakes. You want to rebuild your credit, but you aren’t sure what to do first. Here are five tips to help you start making a positive impact.
1. Make Sure Everything is Accurate
Before you do anything els...
5 Tips to Repair Your Credit

What Are Bad Credit Rating Loans?

If you have bad credit, you may find that it is difficult to get loans through conventional lenders such as banks or credit unions. However, there are bad credit loans available for those people who have had problems in the past.
There are several things about loans for people with bad credit...
What Are Bad Credit Rating Loans?

What Gives You A Bad Credit Score?

Credit scores may seem to be a mystery to you and you may even wonder how they are figured. If you have never had your score pulled, you may also question what gives you a bad credit score? These scores are made up of several factors and a combination of them can result in a bad credit...
What Gives You A Bad Credit Score?

How to Get a Good Credit Score Through Credit Repair

If you have decided to tackle the issue of your damaged credit, you may be wondering how to get a good credit score through credit repair. This is a process that will take some time and not happen overnight. However, you can see your credit improve over time. Here are some steps you need to take...
How to Get a Good Credit Score Through Credit Repair

My Credit Score Is Low, How Do I Fix It?

An essential factor that plays a crucial task in maintaining a clean credit history report is actually the contents of your credit history record. The credit rating record is practically the story of your financial life and could lead you to ask questions such as, “my credit score is low, ...
My Credit Score Is Low, How Do I Fix It?

What Is FICO and How Does It Relate To A Home Mortgage?

If you have been shopping for a home mortgage loan, you are probably familiar with a term called FICO. In most cases, your FICO score will determine whether you can obtain a mortgage loan as well as the interest rate you will be required to pay. FICO, a computer software program designed by Fair...
What Is FICO and How Does It Relate To A Home Mortgage?

What Are the Best Credit Cards for Low Credit Scores?

If your credit score is below 650, your chances of getting a credit card are pretty slim. Dozens of companies used to serve the “sub prime” market. But federal credit card reform laws along with a challenged economy have made it much more difficult for people to successfully find the best credit ...
What Are the Best Credit Cards for Low Credit Scores?

How Can I Get Out Of Credit Card Trouble?

In some cases nothing is simpler than to take out your charge card and pay for that sweatshirt or piece of furniture you have been considering for months. And who hasn’t already been asked by the check-out person to authorize up for a new credit card in order to conserve 15 percent on...
How Can I Get Out Of Credit Card Trouble?

What is the Best Credit Score on Equifax?

Though dozens of credit reporting agencies record and sell information on adults living in the United States, most people only need to be concerned with the “big 3” credit bureaus. Equifax is probably the best-known credit reporting agency in the United States. Its two primary competitors are Exp...
What is the Best Credit Score on Equifax?

What Is Credit History Therapy?

If you have high financial obligation, and are in trouble, you have probably heard the term “credit history therapy,” yet do you comprehend exactly what it is? Oftentimes this term is made use of in the same sentence as debt agreement or debt settlement, yet actually, it’s an...
What Is Credit History Therapy?

What Are the Best Ways to Repair Credit Scores?

Too many television, radio, and Internet commercials claim to offer the best ways to repair credit scores. Such services usually charge hefty fees, may do more harm than good to your credit rating, and may even be illegal depending upon the methods a company’s representatives use to try to r...
What Are the Best Ways to Repair Credit Scores?

What Are the Best Credit Cards for Poor Credit Scores?

In this electronic day and age, credit cards are often a dreaded necessity and seeming pipe dream for people with bad credit. Car and hotel rentals often require bonafide credit cards, rejecting popular bad credit options such as debit and prepaid cards. However, there are a variety of bad...
What Are the Best Credit Cards for Poor Credit Scores?

What Are The Best Credit Cards For Bad Credit Scores?

Even people with excellent credit ratings have had a tougher-than-usual time of getting new accounts since George W. Bush needed to “bail out” banks in 2008. There used to be many answers to the question of, “what are the best credit cards for bad credit scores?” Nowadays there are very few accou...
What Are The Best Credit Cards For Bad Credit Scores?

What Are High Risk Personal Loans?

With so many people involuntarily placed out of work since the economic crash of 2008, more people than ever have experienced problems paying their bills on time. The cycle can be rather vicious; paying bills late decreases your credit score, yet it is virtually impossible to improve your credit...
What Are High Risk Personal Loans?

How to Improve My Credit Score If I Live In Alabama

It is not easy to execute the task of how to improve my credit score if I live in Alabama. Unfortunately, Alabama residents more often than not have some of the lowest credit ratings in the entire United States. A disproportionate amount of student loan debt along with fairly low wages creates a...
How to Improve My Credit Score If I Live In Alabama

What Is Credit Score Formula 2013?

A three digit number has become increasingly important in all aspects of society, and even people without debt are wondering just what is a credit score formula 2013. Before learning how to increase your credit rating, it is important to understand what comprises that three digit number.
The...
What Is Credit Score Formula 2013?

Can I Erase Late Payments From Credit Report?

When you sign any kind of service or credit agreement, you pledge to pay your bills on time. Most companies charge late fees even if you are just a day or two late. Once you are 30 or more days late on a payment, your credit score will suffer. A common question is, “can I erase late payments...
Can I Erase Late Payments From Credit Report?

What Are FTC Annual Free Credit Reports?

The Federal Trade Commission is a consumer watchdog organization and part of the federal government. In the last decade or so, department officials have become especially concerned about the increasing problems with identity theft. As a result, consumers can now get FTC annual free credit...
What Are FTC Annual Free Credit Reports?

How You Can Improve Your Credit Score in the Next 90 Days

If you are searching online for quick ways to boost your credit rating, you probably fear high interest rates and even credit denials. Even if you have always made your bill payments on time, you still may need to discover how you improve your credit score in the next 90 days. Learning how to...
How You Can Improve Your Credit Score in the Next 90 Days

What Are Equifax Credit Report Dispute FAQs?

Equifax is one of the major credit reporting agencies in the United States and keeps track of whether you pay your bills on time. However, Equifax cannot legally report inaccurate or outdated information. If you believe your credit report is inaccurate, then you must dispute the information. The...
What Are Equifax Credit Report Dispute FAQs?