Consider Before You Co-sign

[A] loan is often a step towards a new opportunity. School loans can help students to achieve their career dreams. A car loan is often an important step towards independence. Taking out a loan is part of the path towards becoming a homeowner. A wide range of dreams can be accomplished through...
Consider Before You Co-sign

How To Boost Your Credit With A Rapid Rescore

[I]f you are preparing for a major purchase it is time to take a close look at your credit. Securing a loan requires you to have a firm handle on your credit score. Even a 30 point difference in your score can make a huge difference in the kind of interest rate you can secure. In turn, this will...
How To Boost Your Credit With A Rapid Rescore

The Value of Credit Monitoring

[W]atching over your credit is an important way to maintain your financial security. Identity theft can wreak havoc on your life. Keeping track of any changes will ensure you have the best protection possible. Credit monitoring is the fastest and easiest way to get the job done. Learn more about...
The Value of Credit Monitoring

What To Do If You Are Denied Credit

[A]pplying for any type of credit carries with it the potential risk of rejection. If your credit application was denied for any reason, you might feel like you want to bury your head in the sand and forget about it. However, there are steps you can take to prevent this from happening again....
What To Do If You Are Denied Credit

When to Use Your Credit Card Instead of Your Debit Card

[D]ebit cards and credit cards may seem as though they are completely interchangeable. Consumers often switch back and forth between the two cards without considering the possible implications. Credit cards are a better choice in certain situations. Learn more about when to use your credit card...
When to Use Your Credit Card Instead of Your Debit Card

How Much Will You Spend For The Holidays?

[D]o you know how much you will spend for the holidays? If you are like many Americans today, the amount is a pretty penny. A recent survey sheds light on average seasonal spending. Learn more about what people plan to spend on the holidays in 2015.
Survey Questions
The survey was conducted by...
How Much Will You Spend For The Holidays?

The Challenge Of A Bad Credit Score

[M]ost people are well aware of the many perks that come along with a good credit score. The perils that befall those with a bad score are less well known. The pitfalls go far beyond an inability to secure a good rate on a credit card. Bad credit can bring difficulties that can have a major...
The Challenge Of A Bad Credit Score

Keep Your Credit Card Numbers Private Online

[O]nline shopping is one of the easiest ways to access goods and services today. It has become such a frequent pastime, that most people don’t even think twice before providing an online retailer with their credit card information. However, a spate of recent highly publicized data thefts from m...
Keep Your Credit Card Numbers Private Online

How Peer-To-Peer Lending Can Work For You

[B]orrowers today have many options when looking for funding. Traditional bank lending has long been available to those with good credit. Crowdfunding is another way to raise funds quickly, but it isn’t guaranteed success. Peer-to-peer lending is another option that blends the world of t...
How Peer-To-Peer Lending Can Work For You

Avoiding Debt During The Holidays

[G]etting ready for the holidays is an exciting time. It can also be a time of stress for those who wait to the last minute to do all of their shopping. Last minute shopping can create pressure to spend more than what you can afford. It also makes it hard to stick to a budget. Follow these tips...
Avoiding Debt During The Holidays

FICO Tests Alternative Credit Score Systems

[T]he fortunes of people with little to no credit might be changing soon. A major players in the credit reporting industry is shaking things up with new way to assess credit. Lenders may soon be able to offer make credit available to consumers based on a new alternative credit score. Learn more...
FICO Tests Alternative Credit Score Systems

Layaway versus Credit Cards

[F]or many people, holiday shopping means scrimping and saving to get all of the important items on their lists. Many shoppers start well in advance of the season in order to get exactly what they are looking for. As a result, a number of stores have brought back layaway as an option for holiday...
Layaway versus Credit Cards

Protecting Your Credit After A Divorce

[D]ivorce is a difficult time for a number of reasons. Maintaining a good credit score isn’t always the first thing on your mind. However, many financial experts would suggest that it should be. Learn more about how to protect your credit after a divorce.
Potential Problems
In many cases, you w...
Protecting Your Credit After A Divorce