Having a debt in collections is one of the worst things that can happen to your credit score. You will most likely never see an excellent score as long as it is being reported. However, the amount of damage it does will be less as more time passes.
Which Debts to Worry About First
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Dealing with Debt Collectors When You Want to Improve Your Credit Score
Wednesday, 13 May 2015
Dealing with Debt Collectors When You Want to Improve Your Credit Score
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