How Important Is Your Student Loan Balance To A Potential Romantic Partner?

When two people are married, they literally join their separate lives into one. Because so many people have unmanageable student loan debt, an increasing number of people are asking about their dates’ debts long before they get too serious. A growing number of engagements have ended because...
How Important Is Your Student Loan Balance To A Potential Romantic Partner?

Are Credit Scores Fair Measures of a Person’s Financial Risk?

Consumers are increasingly asking “Are credit scores fair measures of a person’s financial risk?” Many feel they are not, and that they have been unjustly been denied a loan or other credit because of an unfair credit rating system. The credit bureaus on the other hand insist they are...
Are Credit Scores Fair Measures of a Person’s Financial Risk?

What Credit Score Do I Need to Lease a Chrysler?

If you’re considering leasing a Chrysler, knowing your credit score is important. In recent years, Chrysler has been offering aggressive lease deals. However, those deals are usually only extended to well-qualified borrowers. In general, a credit score above 650 is needed to lease a Chrysler....
What Credit Score Do I Need to Lease a Chrysler?

Will Having A Car Accident Hurt Your 2013 Credit Score?

The “Jaws of Life” is a powerful machine that can quickly extract people from vehicles after a car collision, like in the case of a recent nine-car pileup near Boston, Massachusetts. Even after the “Jaws of Life” helps save someone’s life or prevents additional serious injuries, many...
Will Having A Car Accident Hurt Your 2013 Credit Score?

How Do I Check My Credit Score Online For Free?

There is no place either online or by phone or mail where credit scores can be accessed for free.  The credit reports from which the credit scores are calculated can be downloaded free once a year from Experian, Equifax and TransUnion either through the websites or through their portal...
How Do I Check My Credit Score Online For Free?

Why You Should Care About Your Credit Score?

I am horrified at some of the recent posts online stating that people should not care about their credit scores. Now, some of the ideas are perfectly valid. You should never go into debt just because you have the privilege to go into debt. Caring about your credit score so you can get a...
Why You Should Care About Your Credit Score?

Are Credit Rating Agencies Regulated?

First of all the three bureaus Transunion, Equifax and Experian are not credit rating agencies, they are credit reporting for profit nongovernmental companies.  They gather credit information about you from those institutions that you borrow money from and that information is entered into your...
Are Credit Rating Agencies Regulated?