Credit Facts for College Students

[T]he road to adulthood is paved with many different choices. Decisions about how to manage finances will impact young people long after the choices are made. Student credit cards are often the first cards issued in the student’s name. These cards provide college students with an opportunity to b...
Credit Facts for College Students

When Should You Freeze Your Credit Report

[P]utting your credit on ice can be a proactive approach to dealing with identity theft. There are many reasons why you many want to consider this drastic measure. Putting a credit freeze on your report lets you restrict access to your credit report. This will put a hold on any new credit...
When Should You Freeze Your Credit Report

Surprising Things That Affect Your Credit Score

[A] great credit score is the ticket to a number of positive life experiences. Your score can open the doors to a new home or a new vehicle. It can also keep your interest rates and insurance premiums low. However, maintaining good credit isn’t always as straightforward as it seems. A number of s...
Surprising Things That Affect Your Credit Score

How to Deal with Debt Before Marriage

[Y]our credit status can have a major impact on your life. This includes your ability to secure a job, housing and other major purchases. It isn’t too surprising that debt can also affect your romantic relationships. More people today are taking credit history into account when considering a p...
How to Deal with Debt Before Marriage