How Can California Bankruptcy Help Me?

Most people who file a California bankruptcy case choose Chapter 7 debt liquidation or court-supervised debt repayment under Chapter 13. If you must declare a California bankruptcy, you need to have lived in the Golden State for at least 180 days. You do not have to hire an attorney to file...
How Can California Bankruptcy Help Me?

What Is the Truth Behind Bankruptcy or Insolvency?

A lot of wishful thinking exists about bankruptcy, and consumer watchdog departments such as the Federal Trade Commission work to advertise just truthful information around this debt-relief procedure. Common beliefs regarding bankruptcy consist of that it can deal with every sort of monetary...
What Is the Truth Behind Bankruptcy or Insolvency?

What Are the Best Credit Cards for Rebuilding Credit Scores?

Since the economic downturn of 2008, it has been much more difficult for people with a poor bill-paying history to find the best credit card for rebuilding credit scores. In 2009, federal credit card reform laws made it much more difficult for companies to take financial advantage of their...
What Are the Best Credit Cards for Rebuilding Credit Scores?

How to Improve My Credit Score if I Live in Texas

Unfortunately, the average credit score in Texas is consistently the lowest in the United States. The average credit score is 651, which places most people in a credit-challenged or “sub-prime” market. A credit score too far below 720 makes it difficult if not impossible to secure mortgage loa...
How to Improve My Credit Score if I Live in Texas

What Credit Score Agency Matters Most?

Despite the government’s wide-scale efforts to make repayment of debt easier on the average consumer, credit scoring models have changed very little in recent years. Credit card reform laws that passed in President Barack Obama’s administration require companies to be much more forthcoming with t...
What Credit Score Agency Matters Most?

Are Credit Scores Declining?

It is obvious that the economic recession from 2008 put folks out of work and caused a number of people to be unable to pay their debts. Nevertheless many people are gradually recovering from the unparalleled multinational economic fluctuations that began in 2008. Thus, a number of people...
Are Credit Scores Declining?

Is A TransUnion Credit Score The Same As FICO?

TransUnion is one of  three credit reporting bureaus in the United States and has been in existence for over 40 years. The credit score that it sells on their website is the lesser known proprietary Vantage credit scoring system.
Is A TransUnion Credit Score Accurate?
When your creditors furnish ...
Is A TransUnion Credit Score The Same As FICO?

Is A Vantage Credit Score The Same As A Credit Score?

Just looking at the title of this article tells us that there is much confusion out there regarding what a credit score is, what types of credit scores there are and which is more important in the real world.
A credit score is a snapshot of your credit file from either TransUnion, Experian or...
Is A Vantage Credit Score The Same As A Credit Score?

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