What You Should Know about Experian

[E]xperian is one of the three major credit reporting agencies for the US. It is the newest, formed in 1996. It also happens to be the biggest of the three with around 220 million consumers included and 25 million businesses.
What Experian Does
Just like with the other two credit reporting...
What You Should Know about Experian

Is Your Credit Ready for the Holidays?

Credit often becomes even more important or a bigger hindrance around the holidays. It can either make your holidays better because you can spend more, or it can limit how much you have to spend if you have bad credit or none at all. Here are some ways to make sure your credit is ready for this...
Is Your Credit Ready for the Holidays?

How to Avoid Common Holiday Gimmicks to Protect Your Credit (and Why You Should)

[R]etailers look at the holiday season as their time to make money and make up for any struggles from the rest of the year. They work to come up with all kinds of ways to bring in new business during this season. However, not all marketing ploys and gimmicks are good for you or for your credit....
How to Avoid Common Holiday Gimmicks to Protect Your Credit (and Why You Should)

What Happens to Your Store Credit Card When the Store Closes

[S]tore credit cards are nice for a lot of users. They often come with special perks and rewards. You may get an added discount or special coupons on sales. You may gain points that can be used towards purchases. However, these benefits only work as long as your store is open. What happens to...
What Happens to Your Store Credit Card When the Store Closes

How Business Credit Cards Affect Your Credit Score

[B]usiness credit cards are a great option for people who own a small business. It allows them to use credit to pay for purchases or expenses when they have limited or delayed cash flow. It also makes it easier to keep personal and business expenses separate.
You should know that if your...
How Business Credit Cards Affect Your Credit Score

Reasons Why Your Credit Application May be Rejected Even with Excellent Credit

[I]f you have been told you have excellent credit or your credit score is in the upper 700s or even 800, you may think the sky’s the limit on applications. You get a wake-up call when a creditor tells you that your application has been rejected. How could this happen to someone with...
Reasons Why Your Credit Application May be Rejected Even with Excellent Credit

Reasons Why an Online Bank Can Help Your Financial Status (and Your Credit)

If you’re like most people, you get into trouble with your credit because you don’t have enough money to pay the bills on time. You may live too close to the max of your budget or have too many unexpected expenses come up. If this sounds like you, then you’ll want to look for ways to get more...
Reasons Why an Online Bank Can Help Your Financial Status (and Your Credit)