Ways Home Improvement Stores Can Help You Finance a Remodel

[I]f you’ve decided to take on the challenge of a major or minor renovation or remodel for your home, you probably know it’s going to cost you. Even if you save up for this job, you may end up with unexpected costs and issues. Two of the biggest home improvement stores can help with financing if ...
Ways Home Improvement Stores Can Help You Finance a Remodel

Why Living at Home May Boost Your Credit Score

[M]any Millennials have either continued living with their parents or moved back in with them. Other generations have also become multigenerational households for one reason or another. This living arrangement offers a great advantage for anyone hoping to establish or rebuild their credit.
A...
Why Living at Home May Boost Your Credit Score

How to Use Your Tax Refund to Improve Your Bad Credit

[W]hen a person has bad credit, it can seem impossible to improve it. Usually, you have bills you can’t pay and your job is barely making ends meet. When you get that tax refund, you may be tempted to use it for something special or to replace or repair something that’s broken, but you can also u...
How to Use Your Tax Refund to Improve Your Bad Credit

Ways to Save Money and Improve Your Credit

[I]f you made a resolution this year to pay off debt and improve your credit, you may find you have a challenge. For some, getting a second job is the best way to accomplish this goal because it provides extra income. If this isn’t an option, you can focus instead of saving money to give you m...
Ways to Save Money and Improve Your Credit

Are Home Warranties Worth the Cost?

[I]f you have bought a home recently, are in the process or plan to in the future, one of the options you may have is to purchase a home warranty. However, you will have to decide if having a warranty is worth the initial cost.
What is a Home Warranty?
A home warranty covers your home from major...
Are Home Warranties Worth the Cost?

How Not Having Health Insurance Can Damage Your Credit

[F]or many, health insurance is a cost they can’t afford. Premiums have gone up and co-pays are often higher as well as deductibles. If you have decided that you just can’t have health insurance, be aware of what it may really cost you.

Major Health Issues
As long as you are healthy, not having ...
How Not Having Health Insurance Can Damage Your Credit

Creative Ways to Earn More Money and Pay Off Debt

[I]f you already work a second job or have kids and no option to take on part-time work, you may wonder how you will ever be able to pay off debt and improve your credit rating. Fortunately, there are ways you can earn money even when you don’t have time to fit in another job.
1. Invest
It d...
Creative Ways to Earn More Money and Pay Off Debt

Can Your Toys Steal Your Identity?

[T]he My Friend Cayla is a doll that has been making the news in a bad way. In fact, some advocate that parents get rid of the doll that has been banned in Germany. This interactive toy connects to the internet to talk with your child, answer questions and just be a lot more fun than standard...
Can Your Toys Steal Your Identity?

3 ideas to Help You Pay Down Debt without a Second Job

[D]ebt is something most people have but very few want. Credit card debt and medical bills are especially detrimental to a person’s life and credit rating. For many, they take on a second job and devote the income to paying off debt. However, if this isn’t an option for you, there are still ways ...
3 ideas to Help You Pay Down Debt without a Second Job

How to Change Your Spending Habits

[M]ost people who spend too much know it. They run into the store for paper towels or a gallon of milk and come back with two or three bags of stuff. Every time they sit down to pay the bills and see they don’t have enough money to cover expenses, they promise never to splurge again. It’s a pro...
How to Change Your Spending Habits

How Becoming a Landlord Can Hurt Your Credit

[Y]ou often hear how landlords check your credit rating and a bad credit score can prevent you from renting a place. However, being a landlord can also harm your credit if you aren’t careful.
Your Property, Your Responsibility
Many people decide to rent out a room in their home or even convert a...
How Becoming a Landlord Can Hurt Your Credit

Learn How to Spot Scams

[Y]ou hear about them on the news or on a Facebook post someone shared: money scams. It may be an IRS scam, investment scams or home improvement jobs that aren’t real. It’s all too easy for someone to be taken advantage of with high-tech hackers and fraudsters who have ways to learn private det...
Learn How to Spot Scams

How DIY Home Improvement Projects Can be a Good Investment

[I]f you’re a homeowner, you may be swamped with a long to-do list for repairs and improvements on your home. You may not always be able to pay cash or hire the work done by professionals, but some projects are ideal for people who are at least minimally handy with basic tools.
Bring a Higher S...
How DIY Home Improvement Projects Can be a Good Investment