5 Summer Expenses that Can Break a Family Budget

[S]ummer is often considered a time for fun and relaxation. Warm weather, long days and plenty of activities equal an exciting few months. However, for those on a budget, it can also mean more debt or feeling left out if they can’t enjoy their favorite activities. Here are six things you might e...
5 Summer Expenses that Can Break a Family Budget

How to Remember Your Passwords and Keep Your Identity Safe

[O]ne of the easiest ways to have your credit ruined is for someone to steal your identity and open up accounts in your name but not pay them. They can also access your real accounts and max them out. To protect yourself and your credit rating, you need to have strong passwords. The problem for...
How to Remember Your Passwords and Keep Your Identity Safe

Credit Card Advice for New Graduates

[I]f you’ve recently graduated or plan to this summer, you may be planning to enter the world of being an adult. You’ll get a job, maybe an apartment and car, and probably open a bank account if you don’t already have one. You may also decide to get a credit card with your new income. Here is som...
Credit Card Advice for New Graduates

3 Reasons to Start Out a Marriage with Good Credit

[W]ith summer comes plans for weddings, big beautiful bouquets, a gorgeous wedding dress, garden ceremony and many other unique plans. Of course, each of these items cost money, which can add up to thousands of dollars. What many couples fail to plan for as they dream of their wedding is how to...
3 Reasons to Start Out a Marriage with Good Credit

Why the Employed Struggle to Survive

[E]ven those with full-time jobs often end up struggling to pay their bills and protect their credit rating. They live paycheck to paycheck with barely enough left over to last until the next payday. With reports of the economy improving and a low unemployment rate, this may not make sense. One...
Why the Employed Struggle to Survive

How to Save Money on Vacation This Summer

[P]eople look forward to summertime partially because they have a vacation planned. It’s a chance to get away and take a break from the stresses of life. Unfortunately for those who live on a tight budget, coming back from vacation may be a dose of reality they would just as soon forget.
You can ...
How to Save Money on Vacation This Summer

Financial Steps to Take Before You Graduate

[I]f you’re about to graduate college and enter the workforce, you want to start out on the right foot. It’s all too easy to get caught up in the idea of a steady paycheck and make some bad financial decisions. Here are a few things you should do about your finances before you graduate.
Think ab...
Financial Steps to Take Before You Graduate

How to Sell Stuff to Make Money

[Y]ou have a bill to pay and you don’t have the money. Or your car broke down and you don’t have the extra funds to pay for the repair. One way to come up with cash when you need it is to sell something you own. However, it’s not always as easy as it sounds.
Know What’s Valuable
First, you have t...
How to Sell Stuff to Make Money

Have You Become a Financial Adult?

[A]s a teenager and even college student, you probably had your parents looking out for you. They helped with expenses even if you had a part-time job. Now that you have entered adulthood with a full-time job, you feel like a grownup. But have you grown up financially?
You Know How to Budget
A...
Have You Become a Financial Adult?

How Can You Build Wealth?

[Y]ou don’t have to be rich to build wealth. In fact, the people who need to build wealth the most are people like you. They work regular jobs, have normal bills and may not be able to afford everything they want or even need. Building wealth means that you have enough money for your expenses as ...
How Can You Build Wealth?

Basic Things You Should Know for Investing

[E]veryone can and should learn about investing. You don’t have to be rich or have a lot of money to invest in order to get started. You also don’t have to be an expert, but you should understand a few basic things.
Understand Risk and Reward
The greater the risk, the bigger the reward, or in thi...
Basic Things You Should Know for Investing