Monday 27 February 2017

How to Protect Your Budget and Your Credit If You Lose a Job

[A] job loss can happen at any time, even in a flourishing economy. In a less than stellar time, it can even be expected. The challenge of staying afloat while you search for a new job can be difficult. Make the wrong decisions and you may be unable to pay your bills and ruin your credit before...
How to Protect Your Budget and Your Credit If You Lose a Job

Friday 24 February 2017

3 Dangerous Spending Habits

[E]ven if you have plenty of money now and can afford to splurge, you should take a look at your spending habits. A job loss, downsizing or unexpected expenses can mean you are no longer able to live the same way as you do now. To tell if you would be in trouble if your financial situation...
3 Dangerous Spending Habits

Monday 6 February 2017

5 Tips to Repair Your Credit

[I]f you’ve had credit problems in the past, you may be ready to work to repair your past mistakes. You want to rebuild your credit, but you aren’t sure what to do first. Here are five tips to help you start making a positive impact.
1. Make Sure Everything is Accurate
Before you do anything els...
5 Tips to Repair Your Credit

Friday 3 February 2017

Should You Use a Credit Monitoring Service?

[I]f you’ve been the victim of compromised data from a large company, you may have received a free year of credit monitoring. Otherwise, you may not give this service much of a thought. It is often seen as a benefit for people who have bad credit or those with a lot of money to lose. However, it ...
Should You Use a Credit Monitoring Service?

Wednesday 1 February 2017

Reasons Not to Get a Credit Card with Bad Credit

[Y]ou’ve probably heard that there are credit cards for people with any credit, bad credit, no credit at all. For most, they can qualify for some kind of credit card even if their credit score is below 600. However, just because you can qualify for a credit card, should you get one?
You Can’t Han...
Reasons Not to Get a Credit Card with Bad Credit

Can You Get a Charge-off Removed from Your Credit Report?

[I]f you failed to pay a credit account, it probably was charged off and the account sold to a collections agency. You may think this means you are stuck with the negative information for several years. However, there are ways to get a charge-off removed from your credit report.
Pay for...
Can You Get a Charge-off Removed from Your Credit Report?

Good Debt vs. Bad Debt

[Y]ou’ve probably heard the term “good debt” or “bad debt” and you may even have an idea what it means. However, you may not always recognize the difference between the two. It’s important to understand this distinction, so you can build good credit and become financially stable.
What is Good Deb...
Good Debt vs. Bad Debt

What You Should Know about Balance Transfer Cards

[I]f you have multiple credit cards that are maxed out or if you have a high interest credit card with a balance, a balance transfer card may seem like the perfect answer to your situation. However, you should understand some basic facts about this card.
It Can Save Money
Yes, getting a balance...
What You Should Know about Balance Transfer Cards