Wednesday 30 March 2016

What is Trended Date and How Will It Affect You

[B]ig data is a booming business today. The digital age has created a treasure trove of information available on the everyday habits of consumers. The financial industry is coming up with new ways to use big data in credit decisions. Learn more about trended data and how it will affect you....
What is Trended Date and How Will It Affect You

Monday 28 March 2016

Fraud Prevention Tips and Tricks for Travelers

[D]ealing with a stolen credit card while on your vacation can be quite the hassle. Even if you don’t find out about the fraud until you are back home, the resulting chaos is considerable. Facing the fallout of a fraudulently accessed account is at best, annoying. In many cases, it can be d...
Fraud Prevention Tips and Tricks for Travelers

Friday 25 March 2016

What is Debt Settlement?

[I]f you debt is out of control you may be considering all of your potential options. One option that is often considered by those in over their heads is debt settlement. It is one type of debt relief that promises to help people dig out of debt. While it sounds great on paper, it typically...
What is Debt Settlement?

Wednesday 23 March 2016

The Perks of Premium Checking

A basic checking account is all most people need for their regular banking transactions. However, some consumers qualify for premium checking accounts. Keep reading to find out more about the perks of premium checking.
How to Qualify
A premium checking account is only available to consumers...
The Perks of Premium Checking

Monday 21 March 2016

The Biggest Savings Mistake You Can Make

Putting away money in savings is an important financial habit. It will protect you from any hurdles that come in the future. It will also allow you to afford certain goals and aspirations. Saving money is universally considered to be a smart financial practice. However, it can also be a huge...
The Biggest Savings Mistake You Can Make

Friday 18 March 2016

All About Annuities for Retirement

Planning for your retirement is an important part of maintaining your financial security. A wide range of financial products exist to meet various needs. Making the right retirement investment choices can be the difference between enjoying your golden years and struggling to make ends meet....
All About Annuities for Retirement

Wednesday 16 March 2016

Three Strategies for Saving

[P]eople who save their money are more likely to achieve a higher credit score, according to leading credit experts. Having an emergency fund to rely upon in a time of need will prevent you from racking up high numbers on your cards. This will keep your credit utilization percentage lower, which...
Three Strategies for Saving

Monday 14 March 2016

What Are Secured Credit Cards?

[B]ouncing back from a damaged credit score takes time and effort. It is important to have a strategy for how to repair the damage to your report. One way to work towards an improved credit score is through a secured credit card. These unique cards allow you to repair your credit while using...
What Are Secured Credit Cards?

Friday 11 March 2016

What To Do with Your Tax Refund in 2016

[T]ax season is in full season. That means that some people will soon be scrambling to come up with a tax payment. However, many more have already started counting down the days until they can collect their refunds or have already received one. A tax refund presents an opportunity to access a...
What To Do with Your Tax Refund in 2016

Wednesday 9 March 2016

How To Live Within Your Means

[A]merican consumers today have a huge amount of credit card debt. The numbers climb each year as people increasingly turn to plastic to finance their purchases. In fact, the most recent numbers from the Federal Reserve show that the nation’s cardholders hold over $920 billion in credit card d...
How To Live Within Your Means

Monday 7 March 2016

What Are Credit Card Hardship Programs?

[M]anaging your credit card debt is difficult in a time of hardship. When unexpected circumstances arise it can be a challenge to make ends meet. Missing your payments can cause you to sink even further. Delinquent payments on your account will be reported to the leading credit rating agencies....
What Are Credit Card Hardship Programs?

Friday 4 March 2016

The Best Debts To Pay Down First

[P]aying off all of your debts is a great achievement. People who pay off their debts typically gain a huge psychological boost from the accomplishment. They also gain major traction on their credit scores. Scores can skyrocket when debts are retired and other responsible financial behavior is...
The Best Debts To Pay Down First

Wednesday 2 March 2016

When A Personal Loan Makes Sense

[K]nowing when to apply for a personal loan is difficult. It involves performing many careful calculations about your need versus the risk of defaulting on the loan. The question of whether or not to apply for a personal loan should never be taken lightly. However, a personal loan can pave the...
When A Personal Loan Makes Sense