Friday 29 January 2016

Easy Habits That Can Change Your Credit Score

[T]he way you use your credit can have a major impact on your lifestyle, for better, or for worse. Achieving an excellent credit score may seem like an impossible goal. However, even a few small changes can really make a difference. The following habits can transform your credit and your life. ...
Easy Habits That Can Change Your Credit Score

Wednesday 27 January 2016

Business Credit Tips and Tricks

Running a business requires an ability to juggle a wide range of tasks, often all at the same time. One such task involves keeping your credit profile in good condition. Maintaining your business credit is one of the important things an owner must handle. Learn more about how to keep your...
Business Credit Tips and Tricks

Monday 25 January 2016

Paying for College During Financial Difficulties

[D]eciding on how to pay college tuition for your child means making some tough choices. For parents with financial troubles or bad credit, the decision are made even more difficult. Many people in this situation worry that there are no options available. Find out how you can help pay for...
Paying for College During Financial Difficulties

Friday 22 January 2016

How To Get A Good Deal On A Mortgage

[A]pplying for a mortgage is a somewhat labor intensive experience. Lenders require borrowers to fill out lengthy applications and provide plenty of documentation. It is important to be ready for everything that the process entails. In order to get the best deal possible on your mortgage, it...
How To Get A Good Deal On A Mortgage

Wednesday 20 January 2016

Make The Most Out Of Free Credit Reporting

[F]ree credit reporting has been around for well over a decade now. In 2003, a legal amendment known as the Fair and Accurate Credit Transactions Act required consumers to be able to get a free copy of their credit report. The law requires you to have access to one free copy from each of the...
Make The Most Out Of Free Credit Reporting

Friday 15 January 2016

Buy A Car With Bad Credit

[I]f you have less than optimal credit, you may have been told that buying a car is out of your reach. In the past, that was certainly true. Finding financing was nearly impossible for those with problematic credit histories. The only option was to save up cash in order to pay out of pocket....
Buy A Car With Bad Credit

Wednesday 13 January 2016

Don’t Be Fooled By Debt Collectors

[I]f you have ever had a debt go to collections then you may have experienced some of the less than pleasant practices of a collector. Debt collectors are notorious for some of the questionable ways they attempt to get the money. Some of these methods are less than legal. In recent years the...
Don’t Be Fooled By Debt Collectors

Monday 11 January 2016

Are Balance Transfers Worth It?

[C]redit card companies often send out promotional mailers with balance transfer offers to consumers. Most people on the receiving end of these offers have wondered if a balance transfer would be worth it. The question of whether or not it is a good deal depends on a number of variable factors....
Are Balance Transfers Worth It?

Friday 8 January 2016

Are Millennials Credit Savvy?

[M]illennials are often preceded by their reputation. They are sometimes perceived by the larger society as entitled or self-centered. On the other side of the coin, they are frequently characterized as open-minded and team oriented. They are undoubtedly the most tech-savvy generation to date....
Are Millennials Credit Savvy?

Monday 4 January 2016

Budgeting Tips for Reducing Debt

[F]or most people, it is usually much easier to acquire debt than savings. While the reasons for debt accumulation may vary, the way to handle it remains the same. A careful budget can help you to stay on track and wipe out debt. Reduce your debt with these budgeting tips.
Getting...
Budgeting Tips for Reducing Debt

Friday 1 January 2016

Using Credit Cards To Start A Business

[F]inancing a new startup can be tricky. If you aren’t able to get the funding you need, when you need it, you can fail before you are even out of the gates. Many entrepreneurs turn to personal credit cards as a way to fund a new startup. Before you choose this option, it is important to find o...
Using Credit Cards To Start A Business