Friday 30 May 2014

Is a 655 Credit Score Good?

If you have a credit score of 655, you have several credit opportunities. In many cases, you may even be considered to have fair credit. Others will still classify you as bad credit, but not very bad or very poor. Having good credit is certainly within reach if you continue to work at it.
What...
Is a 655 Credit Score Good?

Thursday 29 May 2014

Is a 602 Credit Score Bad?

If you have a 602 credit score, it would be classified as bad. However, if it is improving from where it has been, that is good news. Your credit score has passed a few milestones that makes it more attractive to creditors.
One such milestone is 580. A few years ago, this number was considered...
Is a 602 Credit Score Bad?

Wednesday 28 May 2014

Can Heartbleed and Other Bugs Ruin Your Credit Score?

If you’ve been on the internet at all recently, you’ve probably heard about the latest attack on systems called Heartbleed. Many organizations and businesses have been working ardently to protect their systems and their users’ information. You may assume that you will be...
Can Heartbleed and Other Bugs Ruin Your Credit Score?

Why Do Cat Owners Have Higher Credit Scores than Dog Owners?

Much research has been done on why people choose the pets they do. Often it is because of the personality of the person and how it meshes with the particular animal. If that is the case, it is feasible that people who own cats have a different personality than people who own dogs.
What’s...
Why Do Cat Owners Have Higher Credit Scores than Dog Owners?

Tuesday 27 May 2014

What is a Credit Score Range?

Credit agencies and even creditors have a credit score range that they use. The standard for FICO and many other agencies is 301 to 850. Within that range, you will find several categories. They will be labeled as bad, poor, fair, good and excellent credit.
So, do I have good or excellent...
What is a Credit Score Range?

Monday 26 May 2014

How To Identify And Protect Yourself From Credit Repair Scams

We’ve all heard the claims on the television and seen the signs everywhere. “Fix your credit for a flat rate” or “Clean up your credit in less than 30 days”. Sound familiar?
These are just a few of the too good to be true promises that so-called credit repair companies make when trying to swindle...
How To Identify And Protect Yourself From Credit Repair Scams

Is a 648 Credit Score Good Enough?

Did you just find out you have a 648 credit score? Are you wondering whether to celebrate or be discouraged? Do you have a good credit score or is it good enough to qualify for a loan?
It Depends
The short answer is that it depends. It depends on what credit score range a creditor is using. Many...
Is a 648 Credit Score Good Enough?

Friday 23 May 2014

Is a 576 Credit Score Bad?

Have you checked your score recently and found out it is 576? If so, you may wonder what that means for you. Do you have a bad credit score, and if so, just how bad is it?
Not So Bad
If you categorize your credit score of 576, it would fall under the “Bad” category or...
Is a 576 Credit Score Bad?