Friday 28 February 2014

What Credit Score is Needed for Bernie & Phyl"s Credit?

Bernie & Phyl’s is a furniture retailer that focuses on beautiful designs for the entire home. You can find living and dining room furniture here, along with rugs, drapery, décor, and much more. Bernie & Phyl’s also offers financing for those who want to pay off their ...
What Credit Score is Needed for Bernie & Phyl"s Credit?

There’s no hard and fast formula to improve your credit score, but one things for certain: if you establish sound financial habits, your credit score and wallet will thank you.
Take a look at these money habits that will help give your credit score a boost:
Realistic debt-management plan
Unless ...

Credit Report vs Credit Score for Employment Opportunities: The Myth Unravelled

A popular myth that seems to be floating around the internet these days is that employers use credit scores to discriminate against potential employees. The reality is that many people confuse credit reports and credit scores. They are not the same thing.
Fact: Employers do not use credit...
Credit Report vs Credit Score for Employment Opportunities: The Myth Unravelled

What Credit Score is Needed for The Room Place Credit Card?

The Room Place is a family-owned furniture store that has been in business for over 100 years. It serves the Midwest, but has an online store that can ship items around the country. The Room Place also offers financing to make furnishing your home more affordable.
The Room Place credit card...
What Credit Score is Needed for The Room Place Credit Card?

Thursday 27 February 2014

What Credit Score is Needed for Select Comfort Credit?

When it’s time to get a new mattress, you know it. However, it may be difficult to afford a new set even when you know you need one. Select Comfort is one of the top mattress manufacturers and they offer financing to help you enjoy a good night’s sleep. Besides the famous Sleep...
What Credit Score is Needed for Select Comfort Credit?

Warning! Read This and You Will Become a Credit Score Expert!

Our credit score is very likely the most important number attached to our lives other than our Social Security number. It can determine whether we get a loan or receive other forms of credit, rd, but also if we secure the job we want or apartment we’d like to rent. There is even more tied up in o...
Warning! Read This and You Will Become a Credit Score Expert!

What Credit Score is Needed for Logan Furniture Credit?

Logan Furniture is a furniture company that is based out of Massachusetts. There are five showrooms in the state, and you can make purchases online. Customers will find furniture for living and dining rooms, bedrooms, and home offices. They can also buy lighting and home accents from Logan...
What Credit Score is Needed for Logan Furniture Credit?

Wednesday 26 February 2014

What Credit Score is Needed for Jennifer Convertibles Credit Card?

Jennifer Convertibles is a furniture retailer with stores in New York, New Jersey, Connecticut, Maryland, Virginia, Washington D.C. and California. You can purchase furniture for your living room, bedroom, dining room, and even home office from the store or online. The company provides financing...
What Credit Score is Needed for Jennifer Convertibles Credit Card?

What Credit Score is Needed for an Arhaus Credit Card?

Arhaus is a major furniture retailer with stores in more than 40 cities throughout the Midwest. The company has been in existence since 1986 and features everything from living and dining room furniture to bedroom furnishings, rugs, bedding and pillows, and accessories. You can use the Arhaus...
What Credit Score is Needed for an Arhaus Credit Card?

Tuesday 25 February 2014

What Credit Score is Needed for a Z Gallerie Credit Card?

Z Gallerie is a family-owned furniture store that has been in business for over 30 years. There are 57 stores in existence throughout the United States. In addition, you can order online. The company offers financing with the Z Gallerie credit card to allow you to pay for your purchases over...
What Credit Score is Needed for a Z Gallerie Credit Card?

What Credit Score is Needed for a Mathis Charge Card?

Mathis Brothers is a furniture store based out of Oklahoma. However, you can purchase online from anywhere. They also offer a credit card to help you pay for your purchases. There is no annual fee for the card and it can only be used for purchases from the Mathis Brothers store or online.
The...
What Credit Score is Needed for a Mathis Charge Card?

Monday 24 February 2014

What Credit Score is Needed for a Furniture Mart Credit Card?

Furniture Mart is part of the Furniture Outlets USA family, which is based out of Sioux Falls, South Dakota and has stores in the state, along with North Dakota, Minnesota, and Iowa. This furniture retailer offers products for the entire house, including accessories and home décor. You can also ...
What Credit Score is Needed for a Furniture Mart Credit Card?

What Credit Score is Needed for a Design Within Reach Credit Card?

Design Within Reach is a furniture retailer that features modern design. They are a national chain with stores in Arizona, Georgia, New York, Colorado and many other states. You can find furniture for every room of your house, along with accents such as lighting and rugs. They also feature a...
What Credit Score is Needed for a Design Within Reach Credit Card?

Friday 21 February 2014

What Credit Score is Needed for a Cost Plus World Market Credit Card?

Cost Plus World Market is a furniture retailer that features unique and affordable furnishings an home décor. You can also find gifts and accessories either in-store or online. You can apply for the World Market credit card to finance your purchases, but it can only be used in-store.
There is no ...
What Credit Score is Needed for a Cost Plus World Market Credit Card?

What Credit Score Do I Need for a Gardner-White Credit Card?

If you live in Michigan and are shopping for furniture, you may visit a Gardner-White store. However, the retailer also features online shopping so you can buy from all over the country. If you want to finance your purchase, you can apply for the Gardner-White Credit Card. You may even qualify...
What Credit Score Do I Need for a Gardner-White Credit Card?

Thursday 20 February 2014

How Can I Qualify For Private Student Loans?

An alternative to federal student loans is private student loans. These are often obtained through your bank or other private lender. There can be many reasons why you would search for this type of loan. You may not qualify for enough federal assistance or you may be looking for better...
How Can I Qualify For Private Student Loans?

Wednesday 19 February 2014

Are Your Loans Hurting Or Helping Your Credit Rating?

You can read a lot about how loans affect your credit rating. Some say that getting a loan will prove you are a good credit risk while others say that debt can hurt your ability to get more credit. The fact is that loans can both help and hurt your credit in different ways.
Good Debt
The good...
Are Your Loans Hurting Or Helping Your Credit Rating?

What Are Bad Credit Rating Loans?

If you have bad credit, you may find that it is difficult to get loans through conventional lenders such as banks or credit unions. However, there are bad credit loans available for those people who have had problems in the past.
There are several things about loans for people with bad credit...
What Are Bad Credit Rating Loans?

Does Credit Card Addiction Really Exist?

While it may not be as obvious to some people as alcohol or drug addition, it is possible to be addicted to shopping. This often requires the use of credit cards to pay for these purchases, which in turn becomes credit card addiction. In fact, many people continue to take out new credit cards to...
Does Credit Card Addiction Really Exist?

Tuesday 18 February 2014

Can The Problem Of Excessive Credit Card Debt Be Resolved?

If you have a lot of credit card debt, you may feel overwhelmed. You may wonder if there is an end in sight. Will you ever see the day when you will be debt-free? While this is possible, it can seem like an unreachable dream when you look at your credit card statements. Here are some tips to...
Can The Problem Of Excessive Credit Card Debt Be Resolved?

What Are Poor Credit Secured Loans?

People with a history of not paying debts are considered to have bad or poor credit regardless of why they were not able to pay. They are also considered to be a higher risk for new financing or credit because creditors aren’t sure if they will make their payments until the debt is paid in...
What Are Poor Credit Secured Loans?

Top 5 Reasons African Americans Have Lower Credit Scores

There are posts all over the Twitterverse about how the credit rating system is biased against African Americans and Latinos. They say they can’t get credit, loans, or even jobs because the credit system is against them. Is this really the case? The short answer is no. This is just an...
Top 5 Reasons African Americans Have Lower Credit Scores

What Is Credit Card Debt Negotiation?

When you accumulate too much credit card debt, you may find it difficult to make even the minimum monthly payments. You may be afraid that you can never get out of credit card debt. This is the time to begin credit card negotiations with your creditors to preserve your credit and help you get...
What Is Credit Card Debt Negotiation?

Monday 17 February 2014

What Are Home Renovation Financings?

Sometimes you may want to fix up an old house instead of buying a new one. You may have plans for a minor update or a major change. If you don’t have the money on hand to pay for the project, you may seek a home renovation loan. What are they and how do they work?
Home renovation loans...
What Are Home Renovation Financings?

Can Self-Employed Or Unemployed People Get Loans?

Being approved for a loan involves a lot of paperwork and effort in the best of circumstances. You have to prove that you are a good credit risk and that you have the means and willingness to pay back the loan. If you are self-employed or unemployed, the challenge becomes even more...
Can Self-Employed Or Unemployed People Get Loans?

Is College Student Credit Card Debt A Bad Idea?

College students have been hounded by credit card companies for years. Even though regulations have changed to protect students from credit card debt, it is still possible for them to be approved for new cards. What this means for students is the ability to get into debt. While too much debt is...
Is College Student Credit Card Debt A Bad Idea?

Friday 14 February 2014

Can Paying Off Debt Raise Your Credit Score?

Paying off debt can raise your credit score because it shows that you are a person who doesn’t need credit to pay bills. It also shows that you can handle debt and be responsible. If you have your credit cards maxed out and owe a lot on car or personal loans, paying down the balances will...
Can Paying Off Debt Raise Your Credit Score?

What Are Debt Consolidation Options?

When you have more debt than you can afford or you begin missing your monthly payments, you may begin looking at alternatives to resolving your debt. You may hear about debt consolidation options and wonder what choices are available to you. Here is a look at debt consolidation and how you can...
What Are Debt Consolidation Options?

10 Ways to Improve Your Credit Score

Are you trying to raise your credit score to qualify for a mortgage or car loan? Would you like to get approved for a fantastic rewards credit card? Here are ten things you can do that will improve your credit score over time.
1. Pay your bills on time. Late payments hurt your credit score about...
10 Ways to Improve Your Credit Score

Can My Medical Records Affect My Credit Score?

Medical records are confidential but that doesn’t mean they can’t affect other aspects of your life. Many people make the mistake of not paying attention to their medical records or verifying information. While it may not affect them immediately, inaccurate or negative medical...
Can My Medical Records Affect My Credit Score?

Thursday 13 February 2014

How Do Used Car Loans Work?

If you are planning to buy a used car and don’t have the cash on hand to pay for it, you’ll need to find a lender who provides used car loans. You generally have two options for financing a used car. You can go to a dealer or car salesman and let them find the financing for you or...
How Do Used Car Loans Work?

What Credit Score is Needed for the TD Easy Rewards Visa Card?

TD Bank offers a rewards card that makes it easy to earn points faster than many other cards. This is a great choice for anyone who pays off their balance each month and uses their cards for everyday purchase so they can earn more rewards.
The TD Easy Rewards Visa card has no annual fee. It...
What Credit Score is Needed for the TD Easy Rewards Visa Card?

What Credit Score Do I Need for the Chase Sapphire Credit Card?

If you want a credit card that gives you rewards back for your purchases, then the Chase Sapphire credit card might be the right choice. It gives you points that you can use on travel or other rewards. It’s almost like being paid to shop.
This Chase credit card has no annual fee, and you...
What Credit Score Do I Need for the Chase Sapphire Credit Card?

Wednesday 12 February 2014

What Credit Score is Needed for a Wells Fargo Platinum Card?

If you are looking for a simple card that offers you a good rate and other important features, the Wells Fargo Platinum card may be the right choice for you. It is a Visa card that has no annual fee and offers an introductory interest rate for new cardholders.
This Wells Fargo credit card has a...
What Credit Score is Needed for a Wells Fargo Platinum Card?

What Credit Score is Needed for a Wells Fargo Home Rebate Card?

How would you like to pay off your mortgage while shopping for your everyday needs? That is exactly what you can do with the Wells Fargo Home Rebate card. This is a great option if you are looking for a credit card and you already have a home loan.
With this Wells Fargo Visa card, you earn 1% on...
What Credit Score is Needed for a Wells Fargo Home Rebate Card?

What Credit Score is Needed for a Wells Fargo Cash Back College Card?

If you are just starting out in the world of credit, you want to begin in the right way. Wells Fargo offers a credit card just for college students to help them build a strong credit history. They can earn cash back on their purchases while learning the importance of responsible credit...
What Credit Score is Needed for a Wells Fargo Cash Back College Card?

Tuesday 11 February 2014

What Credit Score is Needed for a Wells Fargo Cash Back Card?

If you are looking for a credit card that gives you rewards for spending money on the purchases you make every day, the Wells Fargo Cash Back card may be a good choice. You can earn cash back quickly just by doing your regular shopping, making your purchases less expensive.
This Wells Fargo Visa...
What Credit Score is Needed for a Wells Fargo Cash Back Card?

Valentines Advice: Top Tips to Find a Mate with the Right Credit Score

Selecting a date or a mate based on their credit scores doesn’t sound that exciting or romantic. However, a person’s financial standing can pave the way for true happiness or start a path down a bumpy road. Since money is one of the top things couples argue about, it only makes sense...
Valentines Advice: Top Tips to Find a Mate with the Right Credit Score

What Credit Score is Needed for a Virgin America Premium Visa Card?

If you are looking for a Visa card that gives you rewards for travel, the Virgin America Premium Visa card may be the ideal choice. It helps you earn rewards for traveling by spending money with Virgin America.
This Virgin America Visa card has an annual fee of $149, which is why people who...
What Credit Score is Needed for a Virgin America Premium Visa Card?

What Credit Score is Needed for a Virgin America Credit Card?

The Virgin America credit card may be a good option for you if you like to travel and want to earn rewards. It is a Visa Signature card and has many benefits that you can enjoy. Here are a few things you need to know before you apply for this card.
The Virgin America credit card has an annual...
What Credit Score is Needed for a Virgin America Credit Card?

Monday 10 February 2014

What Credit Score is Needed for a TD Bank First Class Visa Card?

If you are looking for a credit card from TD Bank that helps you earn rewards for traveling, the TD Bank First Class Visa Card may be the answer for you. Here is some information you may want to know before you apply.
There is no annual fee for this credit card from TD Bank for the first year....
What Credit Score is Needed for a TD Bank First Class Visa Card?

What Credit Score is Needed for a Slate from Chase Credit Card?

If you are looking for a way to pay off your credit cards quickly, you might want to consider the Slate from Chase credit card. This is a Visa credit card that is ideal for balance transfers and can help you pay down your credit card debt faster.
This Chase credit card has no annual fee. It also...
What Credit Score is Needed for a Slate from Chase Credit Card?

What Credit Score is Needed for a Chase Sapphire Card?

Chase Bank offers a credit card designed for people who want a card that offers them travel rewards. It is called the Chase Sapphire Preferred Card and can be used for airfare or hotels.
New cardholders can earn 40,000 bonus points if they spend at least $3,000 during the first three months of...
What Credit Score is Needed for a Chase Sapphire Card?

Friday 7 February 2014

What Credit Score is Needed for a Chase Freedom Card?

The Chase Freedom Card is a great option for anyone who wants to earn rewards without paying an annual fee. This allows you to earn more on the things you buy every day and can help reduce the amount you spend.
This is also a good choice for anyone who wants to transfer balances from their...
What Credit Score is Needed for a Chase Freedom Card?

What Gives You A Bad Credit Score?

Credit scores may seem to be a mystery to you and you may even wonder how they are figured. If you have never had your score pulled, you may also question what gives you a bad credit score? These scores are made up of several factors and a combination of them can result in a bad credit...
What Gives You A Bad Credit Score?

How to Get a Good Credit Score Through Credit Repair

If you have decided to tackle the issue of your damaged credit, you may be wondering how to get a good credit score through credit repair. This is a process that will take some time and not happen overnight. However, you can see your credit improve over time. Here are some steps you need to take...
How to Get a Good Credit Score Through Credit Repair

Thursday 6 February 2014

How to Avoid Going Back Into Credit Card Debt

You’ve worked hard to pay off your credit cards and have seen your credit scores rise. You may even qualify for better credit cards, such as those with rewards or a lower APR. So, now the next thing to learn is how to avoid going back into credit card debt after working so hard to get out...
How to Avoid Going Back Into Credit Card Debt

How Important Is Debt Management?

You can hardly turn anywhere without hearing about debt and debt management. From the government to businesses to individuals, everyone is concerned with debt. If you are just starting out and have very little debt, you may wonder how important is debt management? The truth is that it affects...
How Important Is Debt Management?

How Can I Get Out Of Credit Card Debt?

Have you looked at your balances lately and wonder, “How can I get out of credit card debt?” If you feel frustrated at the numbers you see, don’t give up. You can get out of credit card debt. Here are some tips to help you get started.
First, you need to know the facts. This...
How Can I Get Out Of Credit Card Debt?

Wednesday 5 February 2014

Can I Get Out Of Debt On My Own?

If you are in serious debt, you may hear about these debt consolidation companies or other agencies that promise to help you get out of debt. When you hear about the cost of such assistance, you may wonder, “Can I get out of debt on my own?” The answer is “yes” but only...
Can I Get Out Of Debt On My Own?

What Credit Score is Needed for BankAmericard Privileges with Cash Rewards Card?

When you have the BankAmericard Privileges with Cash Rewards card, you not only get cash back on purchases, you can enjoy special privileges. This is a Visa Signature card that you can use worldwide because it comes with smart chip technology that is recognized almost anywhere.
This Bank of...
What Credit Score is Needed for BankAmericard Privileges with Cash Rewards Card?

What Credit Score is Needed for a BankAmericard Cash Rewards Card?

One of the features that many people look for in a credit card is rewards. Bank of America has several options and one of them is the BankAmericard Cash Rewards card. It is a Visa card that gives you cash back for your purchases. This can be a great way to reduce the price that you pay for...
What Credit Score is Needed for a BankAmericard Cash Rewards Card?

Tuesday 4 February 2014

What Credit Score is Needed for a BankAmericard Better Balance Rewards Credit Card?

Bank of America rewards you for paying off your balances with the BankAmericard Better Balance Rewards credit card. It is a MasterCard that helps you manage credit responsibly by rewarding you for good behavior. If you need an extra incentive to pay off your credit card debt, this could be the...
What Credit Score is Needed for a BankAmericard Better Balance Rewards Credit Card?

What Credit Score is Needed for the Citi Simplicity Card?

Citibank offers a variety of credit cards designed to appeal to different users. One is the Citi Simplicity Card and it is popular because of how simple and easy it is to use. This is a fantastic choice in credit cards if you use credit on a regular basis and want to avoid the numerous fees...
What Credit Score is Needed for the Citi Simplicity Card?

What Credit Score is Needed for a Big Sandy Furniture Credit Card?

Big Sandy Furniture is a furniture company located in Ashland, Kentucky with stores in Kentucky, West Virginia, and Ohio. Customers can find all types of furniture for the living room, bedroom and office as well as appliances and electronics for the home. Big Sandy Furniture also offers several...
What Credit Score is Needed for a Big Sandy Furniture Credit Card?

Monday 3 February 2014

What Credit Score is Needed for a Meijer Credit Card?

Meijer was once a grocery store, but today the company has expanded to sell much more than groceries. Consumers can still buy food items from the store along with furniture, clothing, jewelry, toys, and much more. They can also apply for a Meijer credit card to pay for those purchases. This is a...
What Credit Score is Needed for a Meijer Credit Card?

What Credit Score is Needed for a Horizon Card?

The Horizon card is issued by Horizon Card Services and is designed for people with poor credit who cannot get credit anywhere else. The card is called the Horizon Gold Card and can only be used on the company’s website for purchases.
The Horizon Gold Card comes with a monthly fee whether...
What Credit Score is Needed for a Horizon Card?

What Credit Score is Needed for a Citi Thank You Premier Card?

If you are the type of person who likes to get rewards for shopping, you’ll appreciate the benefits of the Citi Thank You Premiere Card. This is a Visa card that allows you to earn points for your purchases. It’s almost like getting paid to go shopping.
This Citi credit card gives...
What Credit Score is Needed for a Citi Thank You Premier Card?