What Credit Score is Needed for the Crate and Barrel Credit Card?

Crate & Barrel is a well-known furniture and housewares store where you can find all kinds of affordable products to decorate your home. If you cannot afford to pay cash for your purchases, the company offers financing with a Crate & Barrel credit card to allow you to pay over time.
This...
What Credit Score is Needed for the Crate and Barrel Credit Card?

What Credit Score is Needed for a Citi Thank You Preferred Card?

Rewards cards are the ideal choice for consumers who use their credit cards to pay for purchases. A rewards credit card allows them to earn money back, which is great for bargain shoppers. Citibank offers a rewards card called the Citi Thank You Preferred Card. This is a Visa card that gives you...
What Credit Score is Needed for a Citi Thank You Preferred Card?

What Credit Score is Needed for Mattress Firm Credit?

Buying a mattress set can be an expensive purchase. If you don’t have the cash available, you need to find a place that offers financing. Mattress Firm is a company that provides financing to a variety of customers. They even offer a no-credit-check financing option for those with less...
What Credit Score is Needed for Mattress Firm Credit?

What Credit Score is Needed for a Citi Premier Pass/Expedia Card?

If you are looking for a Citi credit card that offers rewards without charging an annual fee, then the Citi Premier Pass/Expedia Card may be a great choice for you. This is a MasterCard that allows you to earn points on every purchase you make.
The Citi Premier Pass/Expedia Card starts out...
What Credit Score is Needed for a Citi Premier Pass/Expedia Card?

What Credit Score is Needed for Furniture Row Credit?

Furniture Row is actually a series of stores, each one specializing in a different area of the industry. These stores include Oak Express, Bedroom Expressions, and Sofa Mart. You can even apply for one credit card that will allow you to shop at all of the stores with just a single account. It is...
What Credit Score is Needed for Furniture Row Credit?

What Credit Score is Needed for Bob"s Discount Furniture Credit?

If you are looking for affordable furniture for your living room, home office, or the kid’s bedrooms, Bob’s Discount Furniture is a place to check out. The company is known for providing all kind of furniture at lower prices. And if you can’t afford to pay cash for your...
What Credit Score is Needed for Bob"s Discount Furniture Credit?

What Credit Score is Needed for an Art Van Credit Card?

Art Van Furniture is a major furniture store that serves the Midwest. However, you can order online from anywhere if you want to buy furniture for your home. You will also find furniture for your home office and accessories for your home. If you need financing, you can apply for the Art Van...
What Credit Score is Needed for an Art Van Credit Card?

What Credit Score is Needed for a Citi Dividend Platinum Select Visa Card?

Citibank has numerous credit cards and each one is geared to a different type of credit card user. The Dividend Platinum Select Visa Card is one such card and it is designed for people who shop regularly with their cards and want to earn cash back as a reward.
This Citi credit card has no annual...
What Credit Score is Needed for a Citi Dividend Platinum Select Visa Card?

What Credit Score is Needed for an American Signature Credit Card?

You can shop American Signature for furniture for your home. You’ll find a variety of brands, including Pulaski, Kroehler, and Steve Silver. You can pay for it all with a Signature Plus card, the American Signature credit card, designed to be used exclusively for customers.
The Signature...
What Credit Score is Needed for an American Signature Credit Card?

Repairing Credit Report Errors is Now as Easy as 1-2-3! E-Book

Credit report errors are responsible for a large number of credit scores being lower than they should. Many consumers are not even aware of their low credit score until they apply for a loan or credit card and get turned down. Even then they are confused as to why their credit rating is low, as...
Repairing Credit Report Errors is Now as Easy as 1-2-3! E-Book

What Credit Score is Needed for a Thomasville Home Furnishings Credit Card?

Thomasville Home Furnishings is a well-known furniture store that carries many name brands. You can furnish your entire home from this store. In addition, Thomasville offers financing in the form of a Thomasville Home Furnishings Credit Card.
This store credit card is issued by GE Capital Bank...
What Credit Score is Needed for a Thomasville Home Furnishings Credit Card?

What Credit Score is Needed for a Citi AT&T Universal Savings and Rewards Card?

Citibank often partners with other companies to offer cards that appeal to specific consumers. This benefits both companies in providing rewards and benefits geared to a special audience. One such Citi credit card is the AT&T Universal Savings and Rewards Card. This is a MasterCard that...
What Credit Score is Needed for a Citi AT&T Universal Savings and Rewards Card?

What Credit Score is Needed for a Citi Prestige Card?

If you travel a lot, you may be looking for a Citi credit card that rewards you airline or hotel benefits. The Citi Prestige Card is a MasterCard that may work well for your needs. It allows you to earn points that can be converted into credits in airline fees or a companion ticket. You can also...
What Credit Score is Needed for a Citi Prestige Card?

What Credit Score is Needed for a Raymour and Flanigan Credit Card?

Raymour & Flanigan is a multi-regional furniture store that is family owned and operates in New York, New Jersey, Pennsylvania, and other eastern locations. You can purchase everything for your entire home, including furniture for the living room, bedroom, and home office. Find home décor, ...
What Credit Score is Needed for a Raymour and Flanigan Credit Card?

What Credit Score is Needed for the Citi Gold/AAdvantage World MasterCard?

If you are looking for a Citi credit card that offers rewards for travel and don’t want to pay a high annual fee, the Citi Gold/AAdvantage World MasterCard may be the right choice for you. For this card, Citibank partnered with American Airlines to offer a card that rewards you with...
What Credit Score is Needed for the Citi Gold/AAdvantage World MasterCard?

What Credit Score is Needed for a Jordan"s Furniture Credit Card?

Jordan’s Furniture is part of Berkshire Hathaway Furniture Division and offers a wide variety of brand name furniture for your entire house. You can find everything from living room and bedroom furniture to mattresses and rugs. You can apply for financing if you want to pay for your...
What Credit Score is Needed for a Jordan"s Furniture Credit Card?

What Credit Score is Needed for a Haverty"s Credit Card?

Haverty’s is a furniture store that sells everything you need for your living room, bedroom, dining room, media room, and even your home office. The company also offers financing in the form of a Haverty’s credit card to help you pay for those purchases. The card is issued by GE...
What Credit Score is Needed for a Haverty"s Credit Card?

What Credit Score Do I Need for a Bassett Furniture Credit Card?

Bassett Furniture is a store that specializes in furniture for your entire home along with accents and accessories. You can find many name brands to purchase. If you don’t have the cash available, you can also apply for a Bassett Furniture Credit Card.
The furniture store credit card is...
What Credit Score Do I Need for a Bassett Furniture Credit Card?

What Credit Score is Needed for a Citi Diamond Preferred Card?

The Citi Diamond Preferred Card provides benefits to its users with things like travel and entertainment. This is a great choice of card if you enjoy special events or personal attention with booking travel arrangements.
This Citi credit card is a MasterCard and has no annual fee and features an...
What Credit Score is Needed for a Citi Diamond Preferred Card?

What Credit Score is Needed for Sleepy"s Credit?

Sleepy’s is a mattress store that also sells bedding and furniture. You can buy from them online or in stores. They also offer financing so you can pay for your purchases over time. You can apply for a Sleepy’s credit card, which may be used only for purchases from the...
What Credit Score is Needed for Sleepy"s Credit?

What Are The Basics Of Personal Insolvency?

Perhaps the most challenging decision that you could deal with is whether to declare insolvency. For individual residents, there are primarily 2 kinds of personal bankruptcy; that includes Chapter 7 and Chapter 13. Developed to provide the filer a virtually brand new start in life by erasing...
What Are The Basics Of Personal Insolvency?

How to Pay For College Without Student Loans

Graduating college is important to many people, but it’s not necessarily a good idea to accrue debt especially if you do not have credit established. Try to figure ways to pay for your education without taking out loans. Going through college without debt can be very refreshing and will be ...
How to Pay For College Without Student Loans

How Does a Credit Score Financially Affect an Individual?

By having a credit account, you are using another person’s cash as payment for your acquisitions. In addition, it also shows that you are promising to pay off the cash to the agency or person that lent you the amount.
It is normal for the issuing agency to inspect your credit worthiness....
How Does a Credit Score Financially Affect an Individual?

What Should You Do After A Discharged Bankruptcy?

More and more people are filing bankruptcy to reduce or eliminate many of their personal debts, though it is much more difficult than it was before the Bankruptcy Abuse Prevention and Consumer Protection Act was enacted in 2005. But once a judge finalizes or discharges your case, your life can...
What Should You Do After A Discharged Bankruptcy?

How Can You Build Credit History When You Have No History?

It seems unfair that you cannot be approved for credit when you have no negative history. However, the lack of positive credit can be almost as damaging and in some cases, even worse. But how can you build a credit history when you have none to start with?
Begin with a bank account. While this...
How Can You Build Credit History When You Have No History?

When a Car Dealer Checks a Credit Score, Does the Score Go Lower?

When you go to a car dealer to get a vehicle, you may apply for financing through them rather than going to a bank. This is often the case for people with lower credit scores who may not get approved for traditional bank loans. People looking to cash in on a great financing offer from the dealer...
When a Car Dealer Checks a Credit Score, Does the Score Go Lower?

How Fast Does Paying Down Credit Cards Affect Credit?

If you are trying to improve your credit score to get approved for a loan such as mortgage or auto loan or to obtain a better interest rate, you are probably looking for a way to change it quickly. While making on-time payments and showing responsible credit usage will improve your credit over...
How Fast Does Paying Down Credit Cards Affect Credit?

Are the 3 Credit Scores Different in Price?

Many consumers ponder the question, “Are the 3 credit scores different in price?” Considering that each credit bureau is an independent organization, it is a good question. Each credit bureau also has its own criteria for calculating credit scores, so it is possible they might charge differently ...
Are the 3 Credit Scores Different in Price?

How to Get Personal Loans for Credit Scores Under 600

It is not particularly easy to get personal loans for credit scores under 600, but it is possible. Although credit scores are a significant factor in the decision lenders make whether or not to lend money, they are not to only criteria consulted. Your credit score is a reflection of your credit...
How to Get Personal Loans for Credit Scores Under 600

What is the Absolute Best Way to View Credit Scores?

The absolute best way to view credit scores is a matter of debate. Some consumers choose to pay to see their credit score immediately, while others prefer to go through the procedure laid out by the credit agencies that enables them to see their score for free. There are many websites that...
What is the Absolute Best Way to View Credit Scores?

Are the 3 Credit Scores Different?

Many consumers wonder, “Are the 3 credit scores different between the major credit bureaus. The immediate response is yes, but the reasons they differ are many. The main format for credit scores in the United States is the FICO score. The FICO score was introduced by the Fair Isaac Corporation (...
Are the 3 Credit Scores Different?

What Credit Score is Needed for a HH Gregg Credit Card?

HH Gregg carries name brand electronics and appliances for consumers looking to update or upgrade. Plus, they can apply for the HH Gregg credit card to help finance their purchases. This allows them to pay for the large-ticket items over time.
The HH Gregg credit card gives consumers the...
What Credit Score is Needed for a HH Gregg Credit Card?

Where Can I Find My Credit Score for All 3 Bureaus?

A common question we get from consumers is “Where can I find my credit score for all 3 bureaus?” Of course, this is only from the consumers who realize that there are 3 credit bureaus! Unfortunately there are just too many people who don’t realize that every credit-related financial move they mak...
Where Can I Find My Credit Score for All 3 Bureaus?

What Credit Score is Needed for Citi Forward for College Students?

While many credit card companies target college students and encourage them to sign up for certain cards, not all cards are geared towards them specifically. However, there is one Citi credit card that has been designed with the college student in mind. It is the Citi Forward for College...
What Credit Score is Needed for Citi Forward for College Students?

Who Else Wants to Know Where to Find the Cheapest 3 Bureau Credit Score?

A common question among consumers is “Where can I find the cheapest 3 bureau credit score?” Understandably the question comes only from those who know that there are 3 different credit bureaus! Too many consumers aren’t aware that every credit-related action on their part is reported to the credi...
Who Else Wants to Know Where to Find the Cheapest 3 Bureau Credit Score?

How Long will a Mortgage Default Hurt My Credit?

A default on a mortgage can do quite a bit of damage to your credit. If you plan to apply for any type of credit in the future, you may have the question “How long will a mortgage default hurt my credit?” The answer depends on several factors.
It is the missed payments that cause the...
How Long will a Mortgage Default Hurt My Credit?

What Credit Score is Needed for Capital One VentureOne Rewards Credit Card?

If you like the thought of earning travel rewards without having to pay an annual fee, you will appreciate the Capital One VentureOne Rewards Card. It is a Visa card that allows you to earn miles every time you use the card for purchases.
The points are easy to earn and never expire. There are...
What Credit Score is Needed for Capital One VentureOne Rewards Credit Card?

What Credit Score is Needed for a Wells Fargo Rewards Card?

Wells Fargo is a name many people know when they think about banking and loans. The company also has several credit cards, including the Wells Fargo Rewards Card. If you want to earn rewards for shopping, this is a great card to have.
New cardholders get a head start on earning points with the...
What Credit Score is Needed for a Wells Fargo Rewards Card?

If an Account is Closed Due to Inactivity, Will It Hurt My Credit Score?

Credit cards can be confusing when it comes to your credit score. If you use them too much and carry a high balance, it can hurt your credit. However, if you don’t use them at all, it can also end up hurting your credit. So, what happens when an account is closed because you stopped using...
If an Account is Closed Due to Inactivity, Will It Hurt My Credit Score?

What Credit Score is Needed for a QuicksilverOne Credit Card from Capital One?

Capital One offers two versions of its Quicksilver credit card. One is for people with excellent credit, and the other one is QuicksilverOne for people with average credit. This card allows you to earn cash back even if you don’t have an exemplary credit history.
You earn 1.5% cash back on...
What Credit Score is Needed for a QuicksilverOne Credit Card from Capital One?

What Credit Score is Needed for a Discover It Card?

A Discover credit card is a popular choice among many people because of the benefits the accounts provide. This card is a revamped credit card that offers cash back rewards that will appeal to people who use their cards for many everyday purchases.
The Discover It card has no annual fee and...
What Credit Score is Needed for a Discover It Card?

What is a Beacon Score?

Your credit report contains information about you that tells others how you handle credit. It lets potential creditors and lenders know how responsible you are with credit. There are several aspects to your credit that make up a credit score. This score is a number that tells others at a glance...
What is a Beacon Score?

What Credit Score is Needed for a Citi Dividend Platinum Select Visa Card for College Students?

If you are a college student looking for a credit card to help you create a credit history and give you options for making purchases, then you want to consider a card designed especially for people like you. You can find several options for a Citi credit card, including the Citi Dividend...
What Credit Score is Needed for a Citi Dividend Platinum Select Visa Card for College Students?

What Credit Score is Needed for a Capital One Venture Miles Card?

If you are looking for a Capital One rewards card, the Venture Rewards Credit Card might be the ideal choice. This is a Visa card where you can earn travel rewards, including mileage for airline tickets. In addition, Capital One offers a VentureOne card that is similar to the Venture Rewards...
What Credit Score is Needed for a Capital One Venture Miles Card?

What Credit Score is Needed for a Capital One Quicksilver Rewards Credit Card?

The Capital One Quicksilver Rewards Credit Card is a good choice if you are looking for a card that offers decent rewards but doesn’t require excellent credit. It can be difficult to find a rewards card if you have less than stellar credit, but this Capital One credit card offers several...
What Credit Score is Needed for a Capital One Quicksilver Rewards Credit Card?

What Credit Agencies Do Credit Card Companies Use for Reporting?

While there are many credit reporting agencies, three are the best known and most often used by credit card companies and other lenders. These include: Equifax, Experian, and Trans Union. But with three to choose from, how do you know what credit agencies credit card companies use when they...
What Credit Agencies Do Credit Card Companies Use for Reporting?

What Credit Score is Needed for a Capital One Platinum Prestige Card?

Sometimes you might look at a credit card for the purpose of transferring the balances from other cards so you can pay off what you owe faster. When you select a Capital One credit card, you’ll want one with a low APR to make it easier to pay on the balance instead of paying such high...
What Credit Score is Needed for a Capital One Platinum Prestige Card?

What Score is Needed to Get 0% Interest on a New Car Loan?

Getting a deal for 0% financing on a new car loan is a great way to lower your monthly payments or help you afford a more expensive car. However, not everyone will qualify for these terms. It can be hard to find out what credit score is needed for zero percent interest on a new car loan, but...
What Score is Needed to Get 0% Interest on a New Car Loan?

What Credit Score is Needed for a BankAmericard Travel Rewards Credit Card?

If you like to travel and do so frequently, you may be interested in a Bank of America credit card that rewards you with free miles. The BankAmericard Travel Rewards Card is a Visa credit card that lets you earn points with your purchases that can be redeemed for airline tickets and other travel...
What Credit Score is Needed for a BankAmericard Travel Rewards Credit Card?

How Do You Average a Score From the Three Agencies?

If you have recently applied for a loan or used one of the online credit score sites that give you the credit scores from all three major credit reporting agencies, you may notice that each one is different. The question you may have is how do you average a score from the three agencies when...
How Do You Average a Score From the Three Agencies?

What is the Minimum Credit Score Needed for a Tempur-Pedic Credit Card?

Buying a new mattress set can be quite expensive, especially if you are looking for high quality or a set that provides the extra support you need. Tempur-Pedic is a company known for its specialty mattress sets. This company also offers financing options for anyone who cannot afford to pay cash...
What is the Minimum Credit Score Needed for a Tempur-Pedic Credit Card?

What Score is Needed for CareCredit?

Medical expenses can build up quickly if you have an accident or illness that requires extensive treatment or hospitalization. Even if you have health insurance, you can be left with several hundred to several thousands of dollars to pay on your own. CareCredit is a medical credit card that...
What Score is Needed for CareCredit?

What is the Minimum Credit Score to Refinance a Car Loan?

Even if you were approved for a car loan, you may not have obtained the interest rate you were hoping for. You may now be looking to refinance with another company or with the same company at a lower interest rate. Your first question will probably be what is the minimum credit score to...
What is the Minimum Credit Score to Refinance a Car Loan?

What Credit Score is Needed for a PayPal MasterCard?

If you make all or most of your online purchases through PayPal, you may be interested in a PayPal MasterCard. It is called the PayPal Extras MasterCard and gives you rewards when you shop. This is a great card for anyone who uses PayPal often and wants to earn rewards for those purchases.
The...
What Credit Score is Needed for a PayPal MasterCard?

What Credit Score is Needed for an Exxon Gas Card?

If you buy gas at the same station all of the time, you may benefit from a gas card such as the Exxon gas card. It provides benefits for regular users and helps reduce the cost of fuel. This can mean more money in your pocket.
The Exxon gas card gives you the chance to save $0.6 per gallon on...
What Credit Score is Needed for an Exxon Gas Card?

What Credit Score is Required for a Dillard"s Credit Card?

Enjoy shopping for shoes, handbags, clothing, and home items with a Dillard’s Credit Card. This is a well-known department store that carries a large selection of brand name clothing and items for women, men, and children. With a Dillard’s Credit Card, you can earn rewards for those...
What Credit Score is Required for a Dillard"s Credit Card?

What is the Minimum Credit Score Needed for an OfficeMax Credit Card?

OfficeMax is a well-known store for purchasing office and home office supplies. The company also issues an OfficeMax credit card called the OfficeMax Visa Signature Card to pay for those purchases and earn rewards. It is a card designed for people who buy office products on a regular basis and...
What is the Minimum Credit Score Needed for an OfficeMax Credit Card?

What Credit Score is Needed for a Bass Pro Shop Credit Card?

If you enjoy the outdoors and like to buy products related to fishing, camping, and other outdoor activities, you may find that you spend a lot of time and money at Bass Pro Shop. When you use the store credit card, you can pay for purchases over time and earn great rewards.
The Bass Pro Shop...
What Credit Score is Needed for a Bass Pro Shop Credit Card?

What Credit Score is Needed for Mazda Financing?

Mazda offers a wide selection of vehicles for interested buyers. The company also offers several options for purchasing the automobile of your dreams. You can obtain financing through Mazda even if you have no credit or limited credit. With several plans, you can choose the one that works best...
What Credit Score is Needed for Mazda Financing?

What Credit Score is Needed for a Kays" Credit Card?

Jewelry can be an expensive purchase, especially if quality matters to you. However, with the Kay’s Credit Card, you can pay for your items over time, often making them more affordable. There are two financing options for customers that may benefit them based on their financial status.
The...
What Credit Score is Needed for a Kays" Credit Card?

What Credit Score is Needed for a Costco Credit Card?

Costco is a warehouse where you must become a member to shop. You’ll enjoy discounts on the products you buy, such as food, furniture, beauty products, and baby items. You can also pay for your purchases with your TrueEarnings Card from Costo and American Express once you are approved.
The...
What Credit Score is Needed for a Costco Credit Card?

Can I Get a Loan with a Paid Collection Account on My Credit Report?

Collection accounts on a credit report can be confusing to many people. In fact, you may have some misconceptions about collection accounts and how they will affect your ability to get new credit. You may be asking, “Can I get a loan with a paid collection account on my credit...
Can I Get a Loan with a Paid Collection Account on My Credit Report?